在購買重疾險的時候需要注意很多方麵的問題,比如說重疾險的保額、重疾險的保障期限或者選擇的類型等等都是大家需要考慮的一個問題,今天多保魚小編帶大家討論的就是其中一點!重疾險到底應該選擇消費型的還是返還型...
時間:2026-04-11 13:28:54
很多人選擇購買重疾險的一個原因就是它是給付型的產品,在發生規定的保險事故後,就可以直接獲得理賠金(也就是大家常說的確診即賠)。很多人就是看中這一點,才購買的重疾險,但是最近就有朋友質疑這個確診即賠了,...
時間:2026-04-11 13:28:54
大da家jia在zai買mai保bao險xian的de時shi候hou,應ying該gai經jing常chang會hui遇yu到dao推tui薦jian購gou買mai重zhong疾ji險xian的de。小xiao編bian相xiang信xin很hen多duo人ren,尤you其qi是shi剛gang接jie觸chu保bao險xian產chan品pin的de人ren來lai說shuo,根gen本ben不bu知zhi道dao為wei什shen麼me要yao買mai重zhong疾ji險xian。重zhong疾ji險xian又you該gai如ru何he選xuan擇ze比bi較jiao好hao?今jin天tian多duo保bao魚yu小xiao編bian就jiu跟gen大da家jia來lai簡jian單dan地di分fen析xi一yi下xia。
一、...
時間:2026-04-11 13:28:54
投保過重疾險的朋友,應該都聽過“兩年不可抗辯條款”,很多人都認為,“兩年不可抗辯條款”就是過了兩年保險公司一定賠,真的是這樣嗎?今天我們通過一個簡單的案例來了解下保險的“兩年不可抗辯條款”。
真實案...
時間:2026-04-11 13:28:54
最近有讀者朋友來私信小編說,“zuijinhaiziyizhiganmaofashao,zhegeyiyaofeiyoudianchibuxiaole,xiangdaoxiaohaichangdahaiyouhenchangshijian,wanyizhongjianyougeyiwainamezhiliaofeijiugenggaole,suoyijiuxiangdaolebaoxianchanpin,xiangwenyixiaxiaohaimaibaoxianyoumeiyoubiyao,baiwanyiliaoxian...
時間:2026-04-11 13:28:54
suizhexianzaihulianwangjingjidebuduanfazhan,yulaiyuduodebaoxiangongsixuanzezaiwangshangshoumaizijidebaoxianchanpin,youdechengliguanwang,youdeyituozhongjiepingtaijinxingshoumai。bujinjiagebixianxiadebaoxianchanpinyaodi,xuanzeyegengjiaduoyanghua。danshihenduorenduiyuxianshanggoumaibaoxianchanpinhaishi...
時間:2026-04-11 13:28:54
很hen多duo朋peng友you雖sui然ran買mai了le車che險xian但dan是shi對dui車che險xian理li賠pei方fang麵mian的de知zhi識shi一yi知zhi半ban解jie,不bu了le解jie的de話hua很hen容rong易yi導dao致zhi車che險xian理li賠pei被bei拒ju,今jin天tian小xiao編bian就jiu用yong一yi個ge案an例li來lai跟gen大da家jia說shuo一yi說shuo,車che險xian理li賠pei的de那na些xie事shi。
真實案例
2019年6月份,王某騎著電動車帶著妻子在經...
時間:2026-04-11 13:28:54
隨sui著zhe人ren們men的de風feng險xian意yi識shi增zeng強qiang,很hen多duo人ren都dou開kai始shi有you買mai保bao險xian的de打da算suan,保bao險xian產chan品pin有you很hen多duo,一yi份fen保bao單dan不bu可ke能neng保bao障zhang所suo有you的de疾ji病bing,在zai眾zhong多duo保bao單dan中zhong,難nan免mian會hui發fa生sheng保bao障zhang責ze任ren重zhong疊die的de情qing況kuang,這zhe時shi候hou就jiu會hui有you朋peng友you來lai問wen,買mai了le這zhe麼me多duo保bao險xian,可ke以yi重zhong複fu理li賠pei嗎ma?哪na些xie...
時間:2026-04-11 13:28:54
如(ru)今(jin),網(wang)上(shang)買(mai)保(bao)險(xian)越(yue)來(lai)越(yue)成(cheng)為(wei)一(yi)種(zhong)趨(qu)勢(shi),很(hen)多(duo)人(ren)會(hui)發(fa)現(xian)網(wang)上(shang)買(mai)的(de)保(bao)險(xian)普(pu)遍(bian)比(bi)線(xian)下(xia)買(mai)的(de)性(xing)價(jia)比(bi)高(gao)。但(dan)是(shi)很(hen)多(duo)人(ren)也(ye)擔(dan)心(xin),網(wang)上(shang)買(mai)保(bao)險(xian)理(li)賠(pei)會(hui)不(bu)會(hui)更(geng)難(nan)更(geng)麻(ma)煩(fan)呢(ne)?今(jin)天(tian)我(wo)們(men)就(jiu)來(lai)聊(liao)一(yi)聊(liao)這(zhe)個(ge)話(hua)題(ti)。
網上買的保險和線下買的保險理...
時間:2026-04-11 13:28:54
開車不喝酒,喝酒不開車。對於酒駕,相信各位車主心裏都有一杆秤:酒駕是違法的。今天小編要分享的這個案例和酒駕有關:男子酒駕撞到了騎電瓶車的路人,造成9級傷殘。法院認為保險公司應該理賠。而保險公司認為酒駕...
時間:2026-04-11 13:28:54
shuodaoaizheng,yinggaibushiyigeqingsongdehuati,xuduorendoutanaisebian。weilezhuanyiaizhengdailaidefengxian,henduobaoxianyishigaodepengyouhuixuanzetoubaozhongjixianhuozhefangaixianlaibaozhangzijideshengminganquan。jintianxiaobianyaofenxiangdezhegeanlihefangaixianyouguan:一女士花錢投保了防...
時間:2026-04-11 13:28:54
shuodaoyiliaoxian,dajiakenengdouhuixiangdaobaiwanyiliaoxian,danqishiyiliaoxiandezhongleifeichangduo,meiyizhongdouyougezidetedian,biruxiaoeyiliaoxianjiukeyibaoxiaomenzhenfeiyong,namejiuyourenwenle,baiwanyiliaoxianhexiaoeyiliaoxianzhijianyoushenmebutong?goumaishiyouxuyaozhuyinajidian?...
時間:2026-04-11 13:28:54
不知道大家有沒有發現,在投保健康險的時候會出現“有社保”和“無社保”的兩種交費標準。而且這2種繳費模式每年所交的保費實在是相差太多了!買商業保險,醫療險和重疾險的理賠受影響嗎? 為什麼銷售人員在投保時...
時間:2026-04-11 13:28:54
xiangxinmaiguoyiwaixiandepengyouhuihenqingchu,duiyugaoweigongzuorenqundehuafen,baoxianyehuizhujianditiaotiqilai,henduoleibiedegaoweizhiyebaoxianbubao,xuanzeqilaiyegengshinanshangjianan。danshizaixianshishenghuozhong,chuyugaoweizhiyedegongzuorenqunbichangrengengxuyaobaoxian。zhebu,zuijinfa...
時間:2026-04-11 13:28:54
保險糾紛的案例寫了很多,今天的保險理賠糾紛有點特別:男子買了一張保額80萬的意外險卡單,之後無駕駛證駕駛遭遇拒賠,法院卻判保險公司理賠了!為什麼呢?明明無駕駛證駕駛無語免責條款啊!如果你也有相同疑惑,...
時間:2026-04-11 13:28:54
對於壽險,很多人認為人死了就能賠,今天小編來分享一個案例:一男子罹患白血病,出院後,妻子為他投保了一份終身壽險,後來男子白血病複發身故,保險公司公然拒賠了60萬的理賠金。保險公司的拒賠是否合理呢?我們...
時間:2026-04-11 13:28:54
很(hen)多(duo)人(ren)在(zai)購(gou)買(mai)重(zhong)疾(ji)險(xian)的(de)時(shi)候(hou),會(hui)在(zai)附(fu)加(jia)輕(qing)症(zheng)保(bao)障(zhang)這(zhe)件(jian)事(shi)情(qing)上(shang)產(chan)生(sheng)糾(jiu)結(jie),因(yin)為(wei)附(fu)加(jia)上(shang)輕(qing)症(zheng)保(bao)障(zhang),需(xu)要(yao)支(zhi)付(fu)的(de)保(bao)費(fei)就(jiu)高(gao)很(hen)多(duo)了(le)。但(dan)其(qi)實(shi)輕(qing)症(zheng)保(bao)障(zhang)的(de)作(zuo)用(yong)還(hai)是(shi)非(fei)常(chang)多(duo)的(de),小(xiao)編(bian)還(hai)是(shi)比(bi)較(jiao)建(jian)議(yi)大(da)家(jia)在(zai)經(jing)濟(ji)條(tiao)件(jian)允(yun)許(xu)的(de)情(qing)況(kuang)下(xia)附(fu)加(jia)的(de)。那(na)麼(me)問(wen)題(ti)...
時間:2026-04-11 13:28:54
dajiadouzhidaoyiwaixianzaifashengyiwaihoushikeyizaicigoumaide,birufashengchehuo,qijianchanshengdeyiyaofeishikeyibaoxiaode,zhihouzaicixubaoyebuhuiyouwenti。namewentilaile,ruguofashengzhongjixianlipeishigu,hainengzaicigoumaizhongjixianma?butongdebaoxianchanpinkeyima?gan...
時間:2026-04-11 13:28:54
xianzaisuizhexiaofeizhebaoxianyishikaishibuduanzengqiang,yuelaiyueduodexiaofeizhezaigoumaizhongjixiandeshihoukaishiguanzhuqilebaoxiandetiaokuanneirong,qizhongzuirangxiaofeizhejiaodeyihuodeshizheyangyigetiaokuan“現金價值”,究竟這個現金價值到底是什麼意思?可以取出來嗎?感興...
時間:2026-04-11 13:28:54
zuijinyouduzhepengyousixinxiaobian,shuozijixiangmaibaoxianchanpin,danbuzhidaomaishenmehao,yourenshiderentuijianzhongjixian,danshikandaojiageyoudiangui,suoyixiangmaiyiwaixian。xiangwenyixia,zhongjixianheyiwaixianzhijianyoushenmequbie?nagegengjiazhongyao?ganxingqudepengyoukeyigenduobaoyuxiao...
時間:2026-04-11 13:28:54
多保魚


