投保過重疾險的朋友,應該都聽過“兩年不可抗辯條款”,很多人都認為,“兩年不可抗辯條款”就是過了兩年保險公司一定賠,真的是這樣嗎?今天我們通過一個簡單的案例來了解下保險的“兩年不可抗辯條款”。
真實案...
時間:2026-04-11 13:10:11
隨(sui)著(zhe)現(xian)在(zai)互(hu)聯(lian)網(wang)經(jing)濟(ji)的(de)不(bu)斷(duan)發(fa)展(zhan),愈(yu)來(lai)愈(yu)多(duo)的(de)保(bao)險(xian)公(gong)司(si)選(xuan)擇(ze)在(zai)網(wang)上(shang)售(shou)賣(mai)自(zi)己(ji)的(de)保(bao)險(xian)產(chan)品(pin),有(you)的(de)成(cheng)立(li)官(guan)網(wang),有(you)的(de)依(yi)托(tuo)中(zhong)介(jie)平(ping)台(tai)進(jin)行(xing)售(shou)賣(mai)。不(bu)僅(jin)價(jia)格(ge)比(bi)線(xian)下(xia)的(de)保(bao)險(xian)產(chan)品(pin)要(yao)低(di),選(xuan)擇(ze)也(ye)更(geng)加(jia)多(duo)樣(yang)化(hua)。但(dan)是(shi)很(hen)多(duo)人(ren)對(dui)於(yu)線(xian)上(shang)購(gou)買(mai)保(bao)險(xian)產(chan)品(pin)還(hai)是(shi)...
時間:2026-04-11 13:10:11
很hen多duo朋peng友you雖sui然ran買mai了le車che險xian但dan是shi對dui車che險xian理li賠pei方fang麵mian的de知zhi識shi一yi知zhi半ban解jie,不bu了le解jie的de話hua很hen容rong易yi導dao致zhi車che險xian理li賠pei被bei拒ju,今jin天tian小xiao編bian就jiu用yong一yi個ge案an例li來lai跟gen大da家jia說shuo一yi說shuo,車che險xian理li賠pei的de那na些xie事shi。
真實案例
2019年6月份,王某騎著電動車帶著妻子在經...
時間:2026-04-11 13:10:11
suizherenmendefengxianyishizengqiang,henduorendoukaishiyoumaibaoxiandedasuan,baoxianchanpinyouhenduo,yifenbaodanbukenengbaozhangsuoyoudejibing,zaizhongduobaodanzhong,nanmianhuifashengbaozhangzerenzhongdiedeqingkuang,zheshihoujiuhuiyoupengyoulaiwen,mailezhemeduobaoxian,keyizhongfulipeima?naxie...
時間:2026-04-11 13:10:11
rujin,wangshangmaibaoxianyuelaiyuechengweiyizhongqushi,henduorenhuifaxianwangshangmaidebaoxianpubianbixianxiamaidexingjiabigao。danshihenduorenyedanxin,wangshangmaibaoxianlipeihuibuhuigengnangengmafanne?jintianwomenjiulailiaoyiliaozhegehuati。
網上買的保險和線下買的保險理...
時間:2026-04-11 13:10:11
開車不喝酒,喝酒不開車。對於酒駕,相信各位車主心裏都有一杆秤:酒駕是違法的。今天小編要分享的這個案例和酒駕有關:男子酒駕撞到了騎電瓶車的路人,造成9級傷殘。法院認為保險公司應該理賠。而保險公司認為酒駕...
時間:2026-04-11 13:10:11
說shuo到dao癌ai症zheng,應ying該gai不bu是shi一yi個ge輕qing鬆song的de話hua題ti,許xu多duo人ren都dou談tan癌ai色se變bian。為wei了le轉zhuan移yi癌ai症zheng帶dai來lai的de風feng險xian,很hen多duo保bao險xian意yi識shi高gao的de朋peng友you會hui選xuan擇ze投tou保bao重zhong疾ji險xian或huo者zhe防fang癌ai險xian來lai保bao障zhang自zi己ji的de生sheng命ming安an全quan。今jin天tian小xiao編bian要yao分fen享xiang的de這zhe個ge案an例li和he防fang癌ai險xian有you關guan:一女士花錢投保了防...
時間:2026-04-11 13:10:11
不知道大家有沒有發現,在投保健康險的時候會出現“有社保”和“無社保”的兩種交費標準。而且這2種繳費模式每年所交的保費實在是相差太多了!買商業保險,醫療險和重疾險的理賠受影響嗎? 為什麼銷售人員在投保時...
時間:2026-04-11 13:10:11
相xiang信xin買mai過guo意yi外wai險xian的de朋peng友you會hui很hen清qing楚chu,對dui於yu高gao危wei工gong作zuo人ren群qun的de劃hua分fen,保bao險xian也ye會hui逐zhu漸jian地di挑tiao剔ti起qi來lai,很hen多duo類lei別bie的de高gao危wei職zhi業ye保bao險xian不bu保bao,選xuan擇ze起qi來lai也ye更geng是shi難nan上shang加jia難nan。但dan是shi在zai現xian實shi生sheng活huo中zhong,處chu於yu高gao危wei職zhi業ye的de工gong作zuo人ren群qun比bi常chang人ren更geng需xu要yao保bao險xian。這zhe不bu,最zui近jin發fa...
時間:2026-04-11 13:10:11
大家都知道,社保繳納很重要。但是最近小編和一個朋友聊天,發現他們公司居然不繳納社保,每個人多發500塊,大家都覺得挺好的,畢竟到手的錢更多了。如果公司要交社保,還要扣錢,反而不劃算。那麼公司不交社保發...
時間:2026-04-11 13:10:11
保險糾紛的案例寫了很多,今天的保險理賠糾紛有點特別:男子買了一張保額80萬的意外險卡單,之後無駕駛證駕駛遭遇拒賠,法院卻判保險公司理賠了!為什麼呢?明明無駕駛證駕駛無語免責條款啊!如果你也有相同疑惑,...
時間:2026-04-11 13:10:11
對於壽險,很多人認為人死了就能賠,今天小編來分享一個案例:一男子罹患白血病,出院後,妻子為他投保了一份終身壽險,後來男子白血病複發身故,保險公司公然拒賠了60萬的理賠金。保險公司的拒賠是否合理呢?我們...
時間:2026-04-11 13:10:11
很(hen)多(duo)人(ren)在(zai)購(gou)買(mai)重(zhong)疾(ji)險(xian)的(de)時(shi)候(hou),會(hui)在(zai)附(fu)加(jia)輕(qing)症(zheng)保(bao)障(zhang)這(zhe)件(jian)事(shi)情(qing)上(shang)產(chan)生(sheng)糾(jiu)結(jie),因(yin)為(wei)附(fu)加(jia)上(shang)輕(qing)症(zheng)保(bao)障(zhang),需(xu)要(yao)支(zhi)付(fu)的(de)保(bao)費(fei)就(jiu)高(gao)很(hen)多(duo)了(le)。但(dan)其(qi)實(shi)輕(qing)症(zheng)保(bao)障(zhang)的(de)作(zuo)用(yong)還(hai)是(shi)非(fei)常(chang)多(duo)的(de),小(xiao)編(bian)還(hai)是(shi)比(bi)較(jiao)建(jian)議(yi)大(da)家(jia)在(zai)經(jing)濟(ji)條(tiao)件(jian)允(yun)許(xu)的(de)情(qing)況(kuang)下(xia)附(fu)加(jia)的(de)。那(na)麼(me)問(wen)題(ti)...
時間:2026-04-11 13:10:11
dajiadouzhidaoyiwaixianzaifashengyiwaihoushikeyizaicigoumaide,birufashengchehuo,qijianchanshengdeyiyaofeishikeyibaoxiaode,zhihouzaicixubaoyebuhuiyouwenti。namewentilaile,ruguofashengzhongjixianlipeishigu,hainengzaicigoumaizhongjixianma?butongdebaoxianchanpinkeyima?gan...
時間:2026-04-11 13:10:11
xianzaisuizhexiaofeizhebaoxianyishikaishibuduanzengqiang,yuelaiyueduodexiaofeizhezaigoumaizhongjixiandeshihoukaishiguanzhuqilebaoxiandetiaokuanneirong,qizhongzuirangxiaofeizhejiaodeyihuodeshizheyangyigetiaokuan“現金價值”,究竟這個現金價值到底是什麼意思?可以取出來嗎?感興...
時間:2026-04-11 13:10:11
最zui近jin有you讀du者zhe朋peng友you私si信xin小xiao編bian,說shuo自zi己ji想xiang買mai保bao險xian產chan品pin,但dan不bu知zhi道dao買mai什shen麼me好hao,有you認ren識shi的de人ren推tui薦jian重zhong疾ji險xian,但dan是shi看kan到dao價jia格ge有you點dian貴gui,所suo以yi想xiang買mai意yi外wai險xian。想xiang問wen一yi下xia,重zhong疾ji險xian和he意yi外wai險xian之zhi間jian有you什shen麼me區qu別bie?那na個ge更geng加jia重zhong要yao?感gan興xing趣qu的de朋peng友you可ke以yi跟gen多duo保bao魚yu小xiao...
時間:2026-04-11 13:10:11
baoxianlipeishidajiayizhidouhenguanxindehuati,bijingqianhuachuqubunengdedaolipeidehua,budanqianbaihua,duiyujiatinglaishuoyeshinanyichengshoudedaji。qishidajiaduibaoxianlipeiyouwujie,bushisuoyoudeshigudoujupei,yebuhuisuoyoudeshigudounenglipei,jintianxiaobiangeidajiashuo...
時間:2026-04-11 13:10:11
重zhong疾ji險xian是shi目mu前qian市shi麵mian上shang銷xiao售shou量liang最zui高gao的de一yi類lei險xian種zhong,也ye是shi最zui有you用yong的de一yi類lei,那na麼me究jiu竟jing有you用yong在zai哪na裏li呢ne?今jin天tian多duo保bao魚yu小xiao編bian就jiu跟gen大da家jia來lai簡jian單dan地di來lai討tao論lun一yi下xia。
重疾險的作用其實非常的簡單,就是在被保人患上保險公司規定的重大疾病,如惡性...
時間:2026-04-11 13:10:11
shangyebaoxianyijingzouruleqianjiawanhu,danbingdaibiaobaoxianmaideduolipeideqianyueduo。henduorenduiyubaoxianduomainengfouzhongdieyouzhehendadeyiwen,jintianxiaobiantongguoyigebaoxianlipeianlilaigeigeidajiashuoyixianaxiexianzhongbunengzhongfulipei?
案例詳情
家住南寧的吳女士給孩...
時間:2026-04-11 13:10:11
henduopengyourenweiwangshangdebaoxianhenhao,danjiushibugangoumai,danxinzijimaiwanjiumeirenguan,chuxianhou,lipeiyagenjiuzhaobudaoren,jiusuanwangshangdemouxiebaoxianhenshiheziji,jiushibuganmai,ningyuanduohuayidianqian,daoxianxiadailirennalimai,zheyangcaixinan。wangshangmaibaoxian,lipei...
時間:2026-04-11 13:10:11
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