今天小編通過2個案例給大家講解一下,為什麼買了重疾險罹患了癌症後,保險公司會拒賠?原因出在哪?
第一個案例:
2017年4月,天津男子曾某(化名)在10天內連續在多家保險公司投保了812萬重疾保額,...
時間:2026-04-11 16:15:05
有(you)很(hen)多(duo)保(bao)險(xian)小(xiao)白(bai)分(fen)不(bu)清(qing)楚(chu)社(she)保(bao)和(he)商(shang)業(ye)保(bao)險(xian)的(de)區(qu)別(bie),社(she)保(bao)是(shi)國(guo)家(jia)的(de)基(ji)本(ben)福(fu)利(li)政(zheng)策(ce),側(ce)重(zhong)點(dian)是(shi)保(bao)障(zhang)基(ji)層(ceng)群(qun)眾(zhong)的(de)日(ri)常(chang)生(sheng)活(huo)。商(shang)業(ye)保(bao)險(xian)的(de)覆(fu)蓋(gai)麵(mian)廣(guang)、保險額度高、側重點在於盈利。那社保和商業保險具體的區別是什麼呢?下麵多保魚小編...
時間:2026-04-11 16:15:05
shuodaoshangyebaoxian,xihuanderenquzhiruowu,zaihaimeiyoulejiebaoxianchanpinbaozhangdeqingkuangxiajiuxilihutumaiyiduishangyebaoxianhuijia,buxihuanderenzetanbaoxiansebian,duibaoxianchanshengbennengdekangju。jintianwomenjiulailiaoliaoshangyebaoxian,rangdajiaduishangyebaoxianyouyigezhengquederenshi。...
時間:2026-04-11 16:15:05
zailipeideshihouzuidanxindejiushibeibaoxiangongsijupeihuozheshaopei,jintianxiaobianzhuyaoshicongyigeshaopeianlishuoqi,jiaodajiatoubaozhongjixiandeshihouzenyangcainengshaohuaqiandedaogengduodebaozhang。
案例詳情:
23歲大三女學生珊珊(化名),由於長期胃脹、腹瀉難...
時間:2026-04-11 16:15:05
買保險原本是為的防身,但人們有一個共同的擔憂:買的時候容易,賠的時候難!這(zhe)些(xie)年(nian)經(jing)濟(ji)發(fa)展(zhan),保(bao)險(xian)行(xing)業(ye)也(ye)是(shi)日(ri)益(yi)發(fa)展(zhan),互(hu)聯(lian)網(wang)保(bao)險(xian)的(de)興(xing)起(qi),一(yi)方(fang)麵(mian)促(cu)進(jin)了(le)保(bao)險(xian)產(chan)品(pin)的(de)不(bu)斷(duan)完(wan)善(shan),另(ling)一(yi)方(fang)麵(mian)使(shi)得(de)產(chan)品(pin)從(cong)解(jie)讀(du)到(dao)理(li)賠(pei)更(geng)加(jia)透(tou)明(ming),今(jin)...
時間:2026-04-11 16:15:05
前幾天“不敢看自己的體檢報告”刷了一波朋友圈,壓力大、加班多、睡shui得de少shao是shi現xian在zai很hen多duo年nian輕qing人ren的de生sheng活huo特te點dian,於yu是shi出chu現xian了le很hen多duo人ren對dui自zi己ji的de健jian康kang狀zhuang況kuang不bu自zi信xin,其qi實shi都dou知zhi道dao這zhe種zhong生sheng活huo狀zhuang態tai並bing不bu健jian康kang,現xian在zai很hen多duo的de疾ji病bing都dou開kai始shi呈cheng現xian年nian輕qing化hua趨qu...
時間:2026-04-11 16:15:05
家(jia)有(you)一(yi)老(lao),如(ru)有(you)一(yi)寶(bao),很(hen)多(duo)時(shi)候(hou)都(dou)是(shi)經(jing)曆(li)了(le)才(cai)更(geng)有(you)體(ti)會(hui)。去(qu)年(nian)的(de)時(shi)候(hou),想(xiang)著(zhe)到(dao)過(guo)年(nian)了(le)和(he)外(wai)婆(po)照(zhao)一(yi)張(zhang)四(si)世(shi)同(tong)堂(tang),結(jie)果(guo)她(ta)老(lao)人(ren)家(jia)沒(mei)等(deng)上(shang)就(jiu)去(qu)世(shi)了(le),如(ru)果(guo)不(bu)是(shi)摔(shuai)了(le)一(yi)跤(jiao),導(dao)致(zhi)腰(yao)骨(gu)折(zhe),也(ye)不(bu)會(hui)這(zhe)麼(me)早(zao)的(de)離(li)開(kai),畢(bi)竟(jing)在(zai)這(zhe)之(zhi)前(qian)身(shen)體(ti)還(hai)是(shi)很(hen)硬(ying)朗(lang)...
時間:2026-04-11 16:15:05
如今,大家出門都要使用交通工具,比如說乘坐飛機、火車、輪(lun)船(chuan)等(deng)。有(you)不(bu)少(shao)朋(peng)友(you)為(wei)了(le)轉(zhuan)移(yi)交(jiao)通(tong)意(yi)外(wai)風(feng)險(xian),會(hui)選(xuan)擇(ze)購(gou)買(mai)交(jiao)通(tong)意(yi)外(wai)險(xian)。這(zhe)個(ge)時(shi)候(hou)就(jiu)有(you)朋(peng)友(you)想(xiang)說(shuo),什(shen)麼(me)是(shi)交(jiao)通(tong)意(yi)外(wai)險(xian)?有(you)什(shen)麼(me)作(zuo)用(yong)?那(na)下(xia)麵(mian)多(duo)保(bao)魚(yu)小(xiao)編(bian)就(jiu)具(ju)體(ti)介(jie)紹(shao)下(xia)。
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時間:2026-04-11 16:15:05
重疾險根據保障時間一般分為兩種類型,一種是定期,即根據保障期限的不同保障至合適的年齡,比如說70歲、80歲。另一種則是終身,即保障至終身。這個時候就有朋友想說,終身重疾險看著挺不錯的,那終身重疾險有什...
時間:2026-04-11 16:15:05
大(da)家(jia)都(dou)知(zhi)道(dao)意(yi)外(wai)險(xian)能(neng)夠(gou)轉(zhuan)移(yi)意(yi)外(wai)風(feng)險(xian),有(you)的(de)朋(peng)友(you)看(kan)到(dao)了(le)意(yi)外(wai)險(xian)的(de)強(qiang)大(da)功(gong)能(neng)可(ke)能(neng)會(hui)買(mai)好(hao)幾(ji)份(fen),那(na)假(jia)如(ru)說(shuo)同(tong)時(shi)買(mai)了(le)兩(liang)份(fen)意(yi)外(wai)險(xian)怎(zen)麼(me)理(li)賠(pei)?會(hui)不(bu)會(hui)有(you)衝(chong)突(tu)呢(ne)?如(ru)果(guo)你(ni)也(ye)有(you)這(zhe)樣(yang)的(de)疑(yi)問(wen),那(na)就(jiu)一(yi)起(qi)了(le)解(jie)下(xia)吧(ba)。
有一點大家要知道,意外險是...
時間:2026-04-11 16:15:05
隨著保險行業的迅猛發展,重疾險產品的種類越來越多,目前常見的重疾險種類有消費型的、返還型的、提前給付型的還有多次賠付型的……讓人傻傻分不清楚,今天小編就和大家聊聊不同類型的重疾險,看完之後再也不怕買錯...
時間:2026-04-11 16:15:05
在(zai)健(jian)康(kang)保(bao)險(xian)裏(li),重(zhong)疾(ji)險(xian)算(suan)得(de)上(shang)是(shi)最(zui)複(fu)雜(za)的(de)一(yi)個(ge)險(xian)種(zhong),市(shi)場(chang)上(shang)五(wu)花(hua)八(ba)門(men)的(de)重(zhong)疾(ji)險(xian)產(chan)品(pin)很(hen)多(duo),從(cong)重(zhong)疾(ji)險(xian)的(de)保(bao)障(zhang)角(jiao)度(du)來(lai)說(shuo),重(zhong)疾(ji)險(xian)除(chu)了(le)有(you)重(zhong)疾(ji)保(bao)障(zhang),還(hai)有(you)輕(qing)症(zheng)和(he)中(zhong)症(zheng)的(de)保(bao)障(zhang),重(zhong)疾(ji)險(xian)中(zhong)的(de)輕(qing)症(zheng)有(you)什(shen)麼(me)用(yong)?是(shi)否(fou)值(zhi)得(de)購(gou)買(mai)呢(ne)?今(jin)天(tian)小(xiao)編(bian)就(jiu)來(lai)聊(liao)...
時間:2026-04-11 16:15:05
中(zhong)國(guo)人(ren)壽(shou)是(shi)國(guo)內(nei)知(zhi)名(ming)的(de)大(da)型(xing)保(bao)險(xian)公(gong)司(si),其(qi)重(zhong)疾(ji)險(xian)險(xian)種(zhong)眾(zhong)多(duo),很(hen)多(duo)消(xiao)費(fei)者(zhe)在(zai)投(tou)保(bao)中(zhong)國(guo)人(ren)壽(shou)保(bao)險(xian)的(de)時(shi)候(hou),往(wang)往(wang)不(bu)知(zhi)道(dao)該(gai)如(ru)何(he)購(gou)買(mai)。這(zhe)個(ge)時(shi)候(hou)就(jiu)有(you)朋(peng)友(you)想(xiang)說(shuo),中(zhong)國(guo)人(ren)壽(shou)重(zhong)疾(ji)險(xian)的(de)類(lei)型(xing)有(you)哪(na)些(xie)?下(xia)麵(mian)就(jiu)隨(sui)著(zhe)多(duo)保(bao)魚(yu)一(yi)起(qi)來(lai)看(kan)看(kan)吧(ba)。
中國人壽...
時間:2026-04-11 16:15:05
重(zhong)疾(ji)險(xian)是(shi)保(bao)險(xian)市(shi)場(chang)非(fei)常(chang)受(shou)歡(huan)迎(ying)的(de)險(xian)種(zhong),重(zhong)疾(ji)的(de)發(fa)病(bing)率(lv)很(hen)高(gao)並(bing)且(qie)治(zhi)療(liao)費(fei)昂(ang)貴(gui),因(yin)此(ci)很(hen)多(duo)保(bao)險(xian)意(yi)識(shi)強(qiang)的(de)人(ren)都(dou)會(hui)為(wei)自(zi)己(ji)配(pei)置(zhi)一(yi)份(fen)重(zhong)疾(ji)險(xian)。保(bao)險(xian)公(gong)司(si)針(zhen)對(dui)有(you)需(xu)求(qiu)的(de)人(ren)群(qun)推(tui)出(chu)了(le)各(ge)種(zhong)各(ge)樣(yang)的(de)重(zhong)疾(ji)險(xian)產(chan)品(pin),其(qi)實(shi)就(jiu)以(yi)純(chun)重(zhong)疾(ji)險(xian)最(zui)受(shou)歡(huan)迎(ying),那(na)麼(me)純(chun)重(zhong)...
時間:2026-04-11 16:15:05
xianzaidaduoshurendouyoujibenyiliaobaoxian,danshiyibaozhinengbaoxiaoshebaofanweineideyiliaofeiyong,duiyuhuanzhongjidedepengyoulaishuobunengconggenbenshangjiejueyiliaofeiyongwenti,erqiehouqidekangfufeiyongyijiyingyangfeiyongyeshiyigedawenti。tingshuozhongjixiankeyijiejuezhefangmiandewenti,yu...
時間:2026-04-11 16:15:05
前(qian)段(duan)時(shi)間(jian)光(guang)大(da)永(yong)明(ming)人(ren)壽(shou)一(yi)直(zhi)沒(mei)歇(xie)下(xia)來(lai),一(yi)口(kou)氣(qi)推(tui)出(chu)了(le)好(hao)幾(ji)款(kuan)重(zhong)疾(ji)險(xian)產(chan)品(pin),備(bei)受(shou)消(xiao)費(fei)者(zhe)關(guan)注(zhu)。那(na)麼(me)光(guang)大(da)永(yong)明(ming)推(tui)出(chu)的(de)好(hao)幾(ji)款(kuan)重(zhong)疾(ji)險(xian),哪(na)款(kuan)更(geng)具(ju)有(you)性(xing)價(jia)比(bi)綜(zong)合(he)實(shi)力(li)更(geng)好(hao)呢(ne)?下(xia)麵(mian)多(duo)保(bao)魚(yu)小(xiao)編(bian)就(jiu)簡(jian)單(dan)介(jie)紹(shao)一(yi)下(xia)。
一、超級瑪麗旗艦版
承保...
時間:2026-04-11 16:15:05
不(bu)少(shao)朋(peng)友(you)購(gou)買(mai)意(yi)外(wai)險(xian)的(de)時(shi)候(hou),都(dou)會(hui)糾(jiu)結(jie)買(mai)返(fan)還(hai)型(xing)還(hai)是(shi)消(xiao)費(fei)型(xing)。消(xiao)費(fei)型(xing)意(yi)外(wai)險(xian)雖(sui)然(ran)便(bian)宜(yi),但(dan)是(shi)到(dao)期(qi)後(hou)不(bu)返(fan)還(hai)保(bao)費(fei),總(zong)感(gan)覺(jiao)有(you)點(dian)吃(chi)虧(kui)。那(na)麼(me)意(yi)外(wai)險(xian)買(mai)返(fan)還(hai)型(xing)還(hai)是(shi)消(xiao)費(fei)型(xing)?返(fan)還(hai)型(xing)保(bao)險(xian)怎(zen)麼(me)樣(yang)?下(xia)麵(mian)多(duo)保(bao)魚(yu)小(xiao)編(bian)就(jiu)簡(jian)單(dan)介(jie)紹(shao)下(xia)。
一、意外...
時間:2026-04-11 16:15:05
mingtianheyiwaibuzhidaonagexianlai,duiyuyiwai,womenmeigerendouyinggaiyoufengxianyishi,yifenyiwaixian,yexubunengmibuyiwaidailaidexinlishanghai,danshikeyimibuyiwaizaochengdejingjisunshi。xianrujin,baoxianyishigaoderendouhuigeizijihejiarentoubaoyifenyiwaixian,danshihen...
時間:2026-04-11 16:15:05
十年努力奔小康,一場大病全泡湯,這是對重大疾病最好的描述。重疾的特點就是耗時長、難治愈、花費多以及嚴重影響身體健康。一旦不幸患上重疾,不僅無法繼續工作而且治療費動輒十幾萬甚至幾十萬,對於普通家庭而言,...
時間:2026-04-11 16:15:05
說起保險,很多人會以“我有社保了”或者“單位幫忙買過保險了”這zhe樣yang的de理li由you拒ju絕jue,這zhe說shuo明ming他ta們men根gen本ben不bu知zhi道dao什shen麼me是shi社she保bao,什shen麼me是shi商shang業ye保bao險xian,兩liang者zhe的de具ju體ti作zuo用yong是shi什shen麼me?有you了le社she保bao就jiu不bu需xu要yao商shang業ye保bao險xian了le嗎ma?怎zen樣yang運yun用yong保bao險xian規gui避bi人ren生sheng風feng險xian...
時間:2026-04-11 16:15:05
多保魚


