重疾險的作用大家都知道,可以轉移因重大疾病帶來的風險;意外險的作用也很簡單,可以轉移意外事故造成的損失;壽險的保障功能和意外險差不多,是轉移被保人身故帶來的風險。
其中意外險和壽險的保障比較簡單,隻有...
時間:2026-04-10 13:35:30
王阿姨去年投保了一份重疾保險,保額是100萬,前不久生了一場大病,住院期間王阿姨的家人找保險公司理賠,最後給拒賠了!原因很簡單就是因為,王阿姨有既往病史,投保的時候沒有如實告知導致的。王阿姨告訴保險...
時間:2026-04-10 13:35:30
很(hen)多(duo)人(ren)在(zai)購(gou)買(mai)保(bao)險(xian)產(chan)品(pin)的(de)時(shi)候(hou)都(dou)會(hui)考(kao)慮(lv)到(dao)保(bao)險(xian)公(gong)司(si),畢(bi)竟(jing)如(ru)果(guo)出(chu)險(xian)理(li)賠(pei)是(shi)要(yao)看(kan)保(bao)險(xian)公(gong)司(si)的(de),如(ru)果(guo)保(bao)險(xian)公(gong)司(si)沒(mei)有(you)選(xuan)好(hao),很(hen)有(you)可(ke)能(neng)最(zui)後(hou)就(jiu)無(wu)法(fa)賠(pei)付(fu)。之(zhi)前(qian)接(jie)觸(chu)過(guo)保(bao)險(xian)行(xing)業(ye)的(de)人(ren)應(ying)該(gai)會(hui)知(zhi)道(dao),在(zai)看(kan)保(bao)險(xian)公(gong)司(si)到(dao)底(di)好(hao)不(bu)好(hao)的(de)時(shi)候(hou),公(gong)司(si)的(de)償(chang)付(fu)...
時間:2026-04-10 13:35:30
去年年底,張某的父親在回家的路上被一個騎三輪車的人撞倒在地上,三輪車主(陳某)見jian狀zhuang,趕gan緊jin將jiang他ta送song到dao了le醫yi院yuan,因yin為wei受shou傷shang不bu是shi很hen嚴yan重zhong,很hen快kuai便bian出chu院yuan了le。出chu院yuan後hou,張zhang某mou向xiang保bao險xian公gong司si申shen請qing意yi外wai醫yi療liao費fei用yong理li賠pei,但dan被bei拒ju絕jue了le。意yi外wai被bei...
時間:2026-04-10 13:35:30
如ru果guo自zi己ji戶hu籍ji在zai農nong村cun的de人ren,在zai外wai地di打da工gong的de人ren應ying該gai都dou會hui遇yu到dao這zhe樣yang一yi個ge問wen題ti,家jia裏li給gei買mai上shang了le新xin農nong合he,本ben人ren在zai城cheng市shi工gong作zuo,單dan位wei又you繳jiao納na了le職zhi工gong社she保bao。那na麼me到dao底di最zui後hou該gai怎zen麼me報bao銷xiao,是shi不bu是shi兩liang個ge都dou可ke以yi報bao,還hai是shi說shuo隻zhi能neng報bao銷xiao一yi個ge?下xia麵mian一yi起qi跟gen多duo保bao...
時間:2026-04-10 13:35:30
suizhebaoxianyishideduanzengqiang,yuelaiyueduodexiaofeizhekaishiduibaoxianganxingqu,danshihenduoxiaofeizhemeiyouxitongdelejieguobaoxianzhishi,suoyougoumaibaoxianchanpindeshihouduiyixietiaokuanyiwusuozhi,daozhizuihoulipeichanshengjiufenwufalipei。jintianduobaoyuxiaobianjiugenyiqilejieyixiabao...
時間:2026-04-10 13:35:30
xianzaimaideqichederenyuelaiyueduole,lushangdecheziyiduo,jiaotonganquanjiuchengweilerenmentebieguanxindeshiqing。yinweishuiyebuzhidaoyiwaishenmeshihoufasheng,weilediyuyiwaifengxian,henduorendouhuikaolvmaibaoxian,danshiyoulebaoxianjiuzhendewanshidajilema?jintianxiaobianxiangyaogeida...
時間:2026-04-10 13:35:30
家住河南的康某(化名)今年41歲了,去年6月份的時候因水果店經營不善,於是轉行去做保險業務員。進了公司沒多久,康某就給自己買了2份重疾保險,總保額有43萬元。
2019年1月底,康某在上班的時候突然胃...
時間:2026-04-10 13:35:30
投tou保bao前qian要yao不bu要yao體ti檢jian,這zhe是shi很hen多duo人ren都dou會hui問wen的de問wen題ti,很hen多duo人ren害hai怕pa買mai了le保bao險xian不bu理li賠pei拒ju絕jue體ti檢jian,也ye有you很hen多duo人ren會hui為wei了le買mai保bao險xian而er專zhuan門men去qu做zuo體ti檢jian。那na麼me究jiu竟jing要yao不bu要yao體ti檢jian呢ne?今jin天tian小xiao編bian就jiu分fen享xiang一yi個ge案an例li,一yi男nan子zi因yin為wei過guo往wang體ti檢jian不bu正zheng常chang被bei拒ju賠pei了le,但dan是shi又you...
時間:2026-04-10 13:35:30
xuanzebaoxianchanpindeshihou,dajiadoufeichangdanxindeyigewentijiushiruhelipei,youqishixianzaishimianshangyouhenduolipeishibaideanli,mailebaoxianbeijupei,qianquandashuipiao。xiaobianxiangxinhenduorenkanwanzheleianlihou,huijiaodebaoxianjiushiyigepianrendedongxi,danqishibaoxiangongsiju...
時間:2026-04-10 13:35:30
不bu得de不bu承cheng認ren,疾ji病bing正zheng在zai逐zhu漸jian的de年nian輕qing化hua。很hen多duo年nian輕qing人ren都dou有you了le很hen強qiang的de投tou保bao意yi識shi。今jin天tian小xiao編bian分fen享xiang一yi個ge案an例li,一yi個ge即ji將jiang畢bi業ye的de大da學xue生sheng,罹li患huan肺fei癌ai,買mai了le重zhong疾ji險xian卻que被bei拒ju賠pei了le,到dao底di怎zen麼me回hui事shi呢ne?我wo們men一yi起qi來lai看kan看kan。
真實案例
2018年,...
時間:2026-04-10 13:35:30
李某(化名)是一個生意人,平時工作不忙的時候就喜歡到處旅遊,在去年7月份的時候,他開車載著5歲的兒子去一個朋友家玩。這個朋友是之前做生意認識的,家住在郊區,有很大一片果園,幾裏外還有一個很大的水庫。5...
時間:2026-04-10 13:35:30
老張(化名)今年65suile,zuijinzongshichibuxiafan,haishichangkesou,laozhangdeerzixiaozhangkandaotazhegeyangzi,jiudaizhefuqinquyiyuanzuolejianzha。tongguoyixiliedejianzhahou,yishengfaxian,laozhangdefeibuyouyixieyichangbingbansuizhenaogeng,jitianhouyouzuolejinyibudejianzha...
時間:2026-04-10 13:35:30
suizhexianzairenmendeshenghuoshuipingzhujiantigao,goumaiqicheyijingshiyijianbijiaoxunchangdeshiqingle。jiranmailedaibuche,namechexianshibibukeshaode,muqianshimianshangdechexianchulejiaoqiangxianshibixugoumaide,qitadeshangyechexiandoushikanchezhuzijiyaobuyaogoumai。suiranmeiyouqiangzhixing...
時間:2026-04-10 13:35:30
保險是個好東西,可要是沒有用對,可能花了錢,沒有獲得保障,卻蒙受了損失。今天小編就來分享一個案例:一女子連投9份保險,出了事故卻沒有一家保險公司賠償!這究竟是怎麼回事呢?
真實案例
2018年的8月...
時間:2026-04-10 13:35:30
隨著人們生活、工gong作zuo壓ya力li的de加jia大da,很hen多duo人ren都dou有you精jing神shen類lei的de疾ji病bing,比bi如ru前qian段duan時shi間jian韓han國guo就jiu有you好hao幾ji個ge明ming星xing都dou罹li患huan抑yi鬱yu症zheng自zi殺sha。今jin天tian小xiao編bian要yao分fen享xiang的de這zhe個ge保bao險xian案an例li,被bei保bao險xian人ren的de標biao簽qian就jiu有you“自殺”“精神類疾病”,因為買了一份60萬的意外險...
時間:2026-04-10 13:35:30
無wu論lun什shen麼me時shi候hou,保bao險xian都dou是shi人ren生sheng的de必bi需xu品pin,保bao險xian不bu是shi買mai了le就jiu行xing,買mai對dui保bao險xian才cai更geng重zhong要yao,很hen多duo消xiao費fei者zhe在zai投tou保bao的de時shi候hou容rong易yi進jin入ru保bao險xian的de誤wu區qu,從cong而er導dao致zhi保bao險xian理li賠pei很hen難nan。今jin天tian小xiao編bian就jiu來lai跟gen大da家jia聊liao聊liao,買mai保bao險xian常chang見jian的de誤wu區qu有you哪na些xie?
誤區1: 以為...
時間:2026-04-10 13:35:30
現xian在zai隨sui著zhe健jian康kang問wen題ti越yue越yue受shou關guan注zhu,很hen多duo人ren每mei年nian都dou會hui做zuo一yi次ci體ti檢jian,最zui好hao是shi沒mei有you問wen題ti,那na麼me皆jie大da歡huan喜xi。但dan是shi如ru果guo被bei檢jian查zha出chu異yi常chang,那na麼me該gai怎zen麼me辦ban?買mai了le保bao險xian的de話hua,是shi不bu是shi該gai告gao訴su保bao險xian公gong司si,告gao訴su了le是shi不bu是shi就jiu理li賠pei不bu了le了le!下麵一起了解一下。...
時間:2026-04-10 13:35:30
zuijinyouduzhepengyouxiangduobaoyuxiaobianwoxunwen,yiwaixianhedaishengubaozhangdezhongjixianzhijianyoushenmeguanxi,shibushimailezhongjixianzhihoujiubunenggoumaiyiwaixianle,jiujingdaanshishenmene?xiamianxiaobianxianzanshimaigeguanzi,yiqigenxiaobianlaikanwanzhepianwenzhang,nijiuzhidaodaanle。...
時間:2026-04-10 13:35:30
保(bao)險(xian)理(li)賠(pei)一(yi)直(zhi)是(shi)消(xiao)費(fei)者(zhe)在(zai)購(gou)買(mai)保(bao)險(xian)時(shi)最(zui)關(guan)心(xin)的(de)一(yi)個(ge)問(wen)題(ti),如(ru)何(he)才(cai)能(neng)讓(rang)自(zi)己(ji)的(de)理(li)賠(pei)流(liu)程(cheng)更(geng)加(jia)順(shun)利(li)快(kuai)速(su)呢(ne)?這(zhe)是(shi)每(mei)個(ge)參(can)保(bao)人(ren)都(dou)關(guan)注(zhu)的(de)一(yi)個(ge)問(wen)題(ti),今(jin)天(tian)多(duo)保(bao)魚(yu)小(xiao)編(bian)就(jiu)給(gei)大(da)家(jia)簡(jian)單(dan)分(fen)析(xi)一(yi)波(bo)。看(kan)看(kan)保(bao)險(xian)理(li)賠(pei)過(guo)程(cheng)中(zhong)有(you)哪(na)些(xie)問(wen)題(ti)是(shi)需(xu)要(yao)注(zhu)意(yi)的(de)?...
時間:2026-04-10 13:35:30
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