新手買保險要注意哪些問題？

現xian在zai隨sui著zhe大da家jia的de保bao險xian意yi識shi逐zhu漸jian增zeng強qiang嗎ma
，很hen多duo人ren開kai始shi對dui保bao險xian這zhe個ge行xing業ye轉zhuan變bian了le觀guan念nian，開kai始shi注zhu意yi起qi了le保bao險xian行xing業ye。但dan是shi保bao險xian這zhe個ge行xing業ye可ke是shi一yi門men學xue問wen（大學金融有這個專業課），很(hen)多(duo)新(xin)手(shou)由(you)於(yu)自(zi)身(shen)對(dui)保(bao)險(xian)這(zhe)個(ge)行(xing)業(ye)不(bu)理(li)解(jie)
，最(zui)後(hou)導(dao)致(zhi)買(mai)錯(cuo)保(bao)險(xian)
，損(sun)失(shi)一(yi)大(da)筆(bi)錢(qian)。今(jin)天(tian)多(duo)保(bao)魚(yu)小(xiao)編(bian)就(jiu)來(lai)幫(bang)助(zhu)這(zhe)類(lei)朋(peng)友(you)，一(yi)起(qi)來(lai)看(kan)看(kan)新(xin)手(shou)買(mai)保(bao)險(xian)到(dao)底(di)需(xu)要(yao)注(zhu)意(yi)哪(na)些(xie)問(wen)題(ti)！

1.找適合自己的產品

zaigoumaibaoxianchanpindeshihou，youxierenhuiyouxiankaolvdagongsidechanpin，jiaodeyoubaozhang
，eryouxierenzejiaodechanpindejiageyuebianyiyuehao。danshishishang
，zaixuanzebaoxianchanpingoumaideshihou，baoxiangongsihejiagedoubushizuizhongyaodedian，zuizhongyaodeshiyaohezishenshihe。xiaobiandejianyishidiyicijiechubaoxian，keyiduonajijiabaoxiangongsitongleixingdebaoxianchanpinzuoduibi，congzhongkeyizhaodaoshihezijidebaoxianchanpin。

2.看清楚合同

新xin手shou買mai保bao險xian最zui需xu要yao注zhu意yi的de就jiu是shi保bao險xian合he同tong了le

，因yin為wei一yi旦dan簽qian下xia合he同tong
，很hen難nan進jin行xing修xiu改gai。而er保bao險xian合he同tong中zhong的de所suo有you內nei容rong都dou對dui未wei來lai的de理li賠pei是shi息xi息xi相xiang關guan的de，所suo有you在zai購gou買mai保bao險xian產chan品pin的de時shi候hou一yi定ding要yao注zhu意yi認ren真zhen仔zai細xi查zha看kan保bao險xian條tiao款kuan。那na麼me就jiu有you消xiao費fei者zhe說shuo了le，如ru果guo自zi己ji完wan全quan看kan不bu懂dong，該gai怎zen麼me辦ban呢ne？關guan於yu這zhe一yi點dian
，其qi實shi小xiao編bian有you兩liang個ge建jian議yi，第di一yi點dian就jiu是shi詢xun問wen保bao險xian代dai理li人ren，一yi般ban專zhuan業ye的de保bao險xian代dai理li人ren都dou會hui詳xiang細xi給gei你ni解jie釋shi的de；第二點就是找一些關於這類文章的測評看看
，自己了解一下，不至於被誆騙。

3.如實健康告知

toubaorenzaitoubaoshiyaoxiangbaoxiangongsirushigaozhizijidejiankangzhuangkuang，baoxiangongsicainengpanduanshifounengchengbao。ruguozaitoubaoshimeiyourushigaozhi
，jishigoumaishimeiwenti，denghouqibaoxiangongsizhachulai，hetongjiuhuilijishixiao，bujinzhiqiandebaofeiyebaijiaole
，haijiangdilezijidebaoxianxinyu。