交通意外險怎麼買？

jiaotongyiwaixianzenmemai？suizhewoguodekejijinbuyufazhan
，xianshirengbukebimianyixieyiwaishigudefasheng，yidanrenshengdeyiwaidaolaizhishi，womengenbenmeiyouzuohaochongzudezhunbei

，danshidangwomenxuanzeyifenjiaotongyiwaixian，jiukeyiwanmeidebikaizhexieyiwaishigu，jiaotongyiwaixian就成了很多人的選擇

，那麼問題來了，交通意外險怎麼買
？

其qi實shi我wo們men現xian在zai市shi麵mian上shang的de交jiao通tong意yi外wai險xian，在zai大da的de類lei別bie上shang有you兩liang種zhong，一yi種zhong是shi短duan期qi的de，還hai有you一yi張zhang是shi一yi年nian期qi的de，我wo們men的de投tou保bao人ren可ke以yi根gen據ju自zi己ji實shi際ji的de情qing況kuang，比bi如ru自zi己ji具ju體ti乘cheng坐zuo交jiao通tong工gong具ju的de頻pin次ci，或huo者zhe是shi當dang前qian所suo要yao的de需xu求qiu來lai合he理li的de挑tiao選xuan保bao險xian產chan品pin。

一、對於長期出差的商旅人士

對dui於yu這zhe類lei人ren群qun乘cheng坐zuo交jiao通tong工gong具ju的de幾ji率lv其qi實shi比bi較jiao頻pin繁fan
，每mei次ci出chu行xing再zai購gou買mai交jiao通tong意yi外wai險xian既ji麻ma煩fan又you不bu劃hua算suan
，所suo以yi可ke以yi考kao慮lv購gou買mai一yi份fen一yi年nian期qi交jiao通tong意yi外wai保bao險xian
，他ta們men其qi實shi可ke以yi根gen據ju自zi己ji的de需xu求qiu，來lai調tiao整zheng合he理li的de保bao障zhang範fan圍wei。

二、對於短期偶爾出差或旅遊的人士

zheleirenqundechuxingshijianbijiaoduan，erzhishiouerchumen，weilegeizijigeanquandebaozhang，geijiarenyifenanxin，keyixuanzeduanqidehanyoujiaotonggongjubaozhangdeyiwaixian，baozhanghangaichuxingqijianjike。zheleixianzhongdebaoehuixiangduijiaogao，erqiebaofeiyebijiaobianyi，yibanzaijishiyuanzuoyou。

交jiao通tong意yi外wai險xian怎zen麼me買mai

？我wo們men的de投tou保bao人ren可ke以yi根gen據ju自zi己ji實shi際ji的de情qing況kuang，比bi如ru自zi己ji具ju體ti乘cheng坐zuo交jiao通tong工gong具ju的de頻pin次ci

，或huo者zhe是shi當dang前qian所suo要yao的de需xu求qiu來lai合he理li的de挑tiao選xuan交jiao通tong意yi外wai險xian，隻zhi有you選xuan擇ze到dao最zui合he適shi的de產chan品pin，才cai是shi最zui應ying該gai買mai的de保bao險xian產chan品pin。