對dui重zhong疾ji險xian有you一yi定ding接jie觸chu和he了le解jie的de朋peng友you都dou知zhi道dao，重zhong疾ji險xian的de保bao障zhang特te殊shu，它ta隻zhi保bao障zhang合he同tong約yue定ding內nei的de疾ji病bing病bing種zhong

，如ru果guo被bei保bao人ren罹li患huan的de重zhong疾ji和he保bao險xian合he同tong內nei的de沒mei有you關guan係xi，則ze無wu法fa進jin行xing理li賠pei。那na麼me我wo們men在zai選xuan擇ze重zhong疾ji險xian的de時shi候hou
，是shi不bu是shi保bao障zhang的de病bing種zhong越yue多duo越yue好hao
？...

近日，養老金結餘到2035年將耗盡，80後hou成cheng無wu養yang老lao金jin可ke領ling第di一yi代dai的de話hua題ti把ba養yang老lao問wen題ti推tui至zhi高gao潮chao，養yang老lao金jin問wen題ti再zai度du引yin起qi了le社she會hui大da眾zhong的de空kong前qian關guan注zhu。關guan於yu養yang老lao金jin夠gou不bu夠gou養yang老lao的de問wen題ti也ye引yin發fa了le巨ju大da的de社she會hui討tao論lun。雖sui然ran之zhi後hou人ren社she部bu做zuo了le回hui應ying...

buchongyiliaobaoxian，xiangxinhenduorenyidinghenmosheng。yinweibuchongyiliaobaoxiandepujifanweihaibugouguang，henduorenjishiyoubuchongyiliaobaoxianyemeiyouzhenzhengliyongqilai。womenzaiquyiyuankanbingdeshihou，youshihouyishenghuiwenyiju
，youmeiyoubuchongyiliaobaoxian？nashenmeshibuchongyiliaobaoxian...

隨sui著zhe大da家jia保bao險xian意yi識shi的de不bu斷duan提ti升sheng，很hen多duo人ren都dou開kai始shi關guan注zhu保bao險xian了le。保bao險xian主zhu要yao是shi用yong來lai抵di禦yu未wei知zhi的de風feng險xian，保bao障zhang大da家jia不bu會hui因yin為wei風feng險xian而er影ying響xiang正zheng常chang的de生sheng活huo。但dan是shi，大da家jia在zai買mai齊qi了le保bao障zhang類lei的de保bao險xian如ru重zhong疾ji險xian、壽險、醫療險、意外險後，很多人認為，是不...

　　山東財經大學區域經濟研究院院長、導報特約評論員 　　baojianhuizhuxixiangjunbojinribiaoshi
，gerenshuishoudiyanxingshangyeyanglaobaoxiangujizaijinnianluodi。guojiaxiangguanbuweiheshanghaishiduigeshuidiyanxingshangyeyanglaobaoxianyizuoledaliangyanjiu
，yeneiyuji...