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案例說保險:投保時未如實告知會出現哪些後果以及有什麼需要注意的?
​我(wo)們(men)在(zai)購(gou)買(mai)保(bao)險(xian)之(zhi)後(hou),一(yi)般(ban)會(hui)接(jie)到(dao)保(bao)險(xian)公(gong)司(si)的(de)回(hui)訪(fang)電(dian)話(hua),這(zhe)個(ge)電(dian)話(hua)中(zhong)會(hui)向(xiang)你(ni)核(he)實(shi)一(yi)些(xie)信(xin)息(xi),保(bao)險(xian)業(ye)務(wu)員(yuan)會(hui)提(ti)前(qian)告(gao)訴(su)你(ni)說(shuo),當(dang)接(jie)到(dao)電(dian)話(hua)的(de)時(shi)候(hou),不(bu)管(guan)他(ta)們(men)問(wen)什(shen)麼(me),你(ni)隻(zhi)需(xu)要(yao)回(hui)答(da)自(zi)己(ji)沒(mei)有(you)生(sheng)病(bing),身(shen)體(ti)很(hen)健(jian)康(kang)就(jiu)可(ke)以(yi)了(le)。殊(shu)不(bu)知(zhi),這(zhe)樣(yang)...
時間:2026-04-07 22:16:35
年金險的投保門檻高嗎 哪些人適合購買?
目前市麵上保險產品的種類非常多,有保障類的,也有理財類的,其中保障類的是最常見的,像重疾險、醫療險以及意外險都是購買人數非常多的幾種保險,理財類的保險雖然購買人數少一點,但實用性也是非常高的,比如年金...
時間:2026-04-07 22:16:35
怎麼給父母買保險?最全投保指南送上!
作為80後90houdewomen,zenmegeifumupeizhibaoxian,bujinkaoyanzhewomendexiaoxin,gengkaoyanwomenduibaoxianderenzhichengdu。fumunianjidale,baoxianbingbuhaomai。jintianxiaobianjiulailiaoliaoruhegeishanglenianjidefumupeizhibaoxian,ruguonizhenghaoxuyao,keyiyiqilaikankan。...
時間:2026-04-07 22:16:35
百萬醫療險理賠率高嗎 有哪些拒賠的原因?
百bai萬wan醫yi療liao險xian是shi最zui近jin這zhe幾ji年nian最zui火huo的de一yi類lei險xian種zhong,保bao額e高gao,價jia格ge低di,受shou到dao非fei常chang多duo人ren的de追zhui捧peng,但dan是shi最zui近jin小xiao編bian受shou到dao了le不bu少shao人ren抱bao怨yuan它ta理li賠pei難nan的de消xiao息xi,這zhe到dao底di怎zen麼me一yi回hui事shi呢ne?百bai萬wan醫yi療liao險xian拒ju賠pei的de原yuan因yin又you有you哪na些xie呢ne?下xia麵mian就jiu和he多duo保bao魚yu小xiao編bian一yi起qi來lai了le解jie一yi...
時間:2026-04-07 22:16:35
兒童門診保險值得買嗎?投保前有哪些需要注意的?
​小(xiao)孩(hai)子(zi)身(shen)體(ti)抵(di)抗(kang)力(li)差(cha),經(jing)常(chang)生(sheng)病(bing),加(jia)上(shang)孩(hai)子(zi)的(de)天(tian)性(xing)活(huo)潑(po)好(hao)動(dong),免(mian)不(bu)了(le)磕(ke)磕(ke)碰(peng)碰(peng),所(suo)以(yi)很(hen)多(duo)家(jia)長(chang)就(jiu)想(xiang)著(zhe)給(gei)孩(hai)子(zi)買(mai)一(yi)份(fen)兒(er)童(tong)門(men)診(zhen)保(bao)險(xian),這(zhe)樣(yang)就(jiu)可(ke)以(yi)報(bao)銷(xiao)一(yi)部(bu)分(fen)醫(yi)療(liao)費(fei)用(yong),減(jian)輕(qing)經(jing)濟(ji)負(fu)擔(dan)。門(men)診(zhen)保(bao)險(xian)看(kan)著(zhe)簡(jian)單(dan),其(qi)實(shi)也(ye)需(xu)要(yao)我(wo)們(men)認(ren)真(zhen)對(dui)待(dai)...
時間:2026-04-07 22:16:35
保險理賠的誤區有哪些? 保險理賠有哪些注意事項?
對於保險理賠,很多人都有這樣的感受:投(tou)保(bao)一(yi)時(shi)爽(shuang),理(li)賠(pei)火(huo)葬(zang)場(chang)。保(bao)險(xian)理(li)賠(pei)太(tai)難(nan)了(le),簡(jian)直(zhi)是(shi)這(zhe)也(ye)不(bu)賠(pei)那(na)也(ye)不(bu)賠(pei)。真(zhen)的(de)是(shi)這(zhe)樣(yang)嗎(ma)?今(jin)天(tian)小(xiao)編(bian)就(jiu)來(lai)聊(liao)聊(liao)保(bao)險(xian)理(li)賠(pei)的(de)認(ren)知(zhi)誤(wu)區(qu)和(he)一(yi)些(xie)理(li)賠(pei)小(xiao)技(ji)巧(qiao),希(xi)望(wang)對(dui)你(ni)有(you)幫(bang)助(zhu)。 誤區一:保險公...
時間:2026-04-07 22:16:35
保險產品為什麼會被保險公司停售?
購gou買mai過guo醫yi療liao險xian或huo者zhe意yi外wai險xian產chan品pin的de消xiao費fei者zhe應ying該gai都dou知zhi道dao這zhe類lei短duan期qi保bao險xian產chan品pin每mei年nian是shi需xu要yao續xu保bao的de,否fou則ze就jiu算suan自zi動dong放fang棄qi保bao障zhang。在zai購gou買mai的de時shi候hou,保bao險xian代dai理li人ren也ye應ying該gai都dou告gao訴su過guo大da家jia,這zhe類lei短duan期qi產chan品pin雖sui然ran價jia格ge便bian宜yi,但dan是shi一yi旦dan產chan品pin停ting售shou,保bao險xian也ye就jiu不bu能neng...
時間:2026-04-07 22:16:35
保險公司是怎麼賺錢的?保險理賠難嗎?
duiyubaoxian,henduorendekanfadoushibaoxiangongsishuyubaolixingye,shoulebaofeidanshilipeideshihoujiuzheyebupeinayebupei。zhendeshizheyangma?baoxiangongsikaojupeizhuanqian?weilejiekaidajiadeyilv,jintianxiaobianjiulailiaoliaobaoxiangongsishizenmezhuanqiande? 一、我們交的保...
時間:2026-04-07 22:16:35
如何挑選出適合自己的保險產品?投保前別忘了看!
​消xiao費fei者zhe在zai挑tiao選xuan一yi款kuan保bao險xian產chan品pin的de時shi候hou,肯ken定ding是shi希xi望wang一yi款kuan產chan品pin不bu僅jin保bao障zhang全quan,價jia格ge低di,品pin牌pai大da,而er且qie服fu務wu還hai要yao好hao,但dan是shi真zhen的de存cun在zai這zhe麼me好hao的de產chan品pin嗎ma?當dang然ran不bu存cun在zai了le,一yi款kuan保bao險xian產chan品pin要yao想xiang保bao障zhang全quan麵mian,價jia格ge肯ken定ding有you些xie高gao,而er且qie品pin牌pai和he服fu務wu的de建jian設she...
時間:2026-04-07 22:16:35
投保前至少應該弄清楚這6件事!保險小白必看!
隨sui著zhe保bao險xian的de保bao障zhang作zuo用yong越yue來lai越yue凸tu顯xian,很hen多duo朋peng友you都dou有you買mai保bao險xian的de需xu求qiu。然ran而er,對dui於yu保bao險xian小xiao白bai來lai說shuo,一yi定ding要yao想xiang清qing楚chu這zhe幾ji個ge問wen題ti再zai買mai保bao險xian。一yi起qi來lai看kan看kan。   一、為什麼買保險? 很多人對買保險的行為都是比較盲目的,很多人甚至從眾...
時間:2026-04-07 22:16:35
哪些原因會導致理賠時被保險公司拒賠?這篇文章值得一看!
​經常聽到有朋友說保險是騙人的,買的時候說的很好聽,賠的時候又各種為難,真的是這樣的嗎?其實買保險就是買合同,理賠時是按照合同來走的,被拒賠的話肯定是有原因的,那麼哪些原因會導致理賠時被保險公司拒賠?...
時間:2026-04-07 22:16:35
體製內的人需要買保險嗎?投保前有什麼需要注意的?
不少朋友都羨慕在體製內工作的人,因為保障好,不用擔心被裁員,更重要的是退休養老好、醫療保障好。生病住院了,醫療險保險報銷的比例很高,於是有部分朋友就認為體製內的人不需要買保險,那麼體製內的人到底需不需...
時間:2026-04-07 22:16:35
意外險的投保門檻有哪些 是不是所有人都可以購買?
dajiadouzhidaojiankangxianheyiwaixianzheliangleishibutongdexianzhong,baozhangneirongtianchadibie,qianzhebaozhangxiaofeizhedejiankangfengxian,houzhebaozhangxiaofeizhedeyiwaifengxian。erqiehenduorenduizheliangleichanpinyouyigewujie,jiankangxianxuyaojiankanggaozhilaibakongfengxian,yiwaixianbuxuyao,suoyiyoude...
時間:2026-04-07 22:16:35
買保險為什麼要健康告知?沒有如實健康告知會有什麼後果?
maiguojiankangbaoxiandepengyoudouzhidao,jiankanggaozhishitoubaoshifeichangzhongyaodeyigehuanjie,buguannishizaiwangshanggoumaihaishizhaobaoxiandailirengoumaidebaoxian,jiankanggaozhidoushiyidaoraobuguoqudemenkan,tajikeyijuedingnishifounenggoushunlichengbao,yenengjuedingninengfoushunlilipei。jintian...
時間:2026-04-07 22:16:35
分紅型保險有哪些缺點?投保前進來看看!
說shuo到dao分fen紅hong型xing保bao險xian,這zhe款kuan保bao險xian聽ting起qi來lai很hen好hao,既ji有you保bao障zhang還hai有you收shou益yi,事shi實shi真zhen的de如ru此ci嗎ma?有you些xie朋peng友you表biao示shi買mai了le分fen紅hong險xian之zhi後hou有you些xie後hou悔hui,說shuo好hao的de收shou益yi其qi實shi沒mei有you拿na到dao,要yao麼me就jiu是shi收shou益yi隻zhi有you一yi點dian點dian,根gen本ben沒mei有you購gou買mai時shi說shuo的de那na麼me高gao,總zong之zhi就jiu是shi一yi個ge巨ju缺que點dian。...
時間:2026-04-07 22:16:35
保險健康告知是什麼意思?智能核保和人工核保一樣嗎?
買mai過guo保bao險xian的de朋peng友you應ying該gai都dou清qing楚chu,在zai投tou保bao的de時shi候hou會hui有you一yi個ge健jian康kang告gao知zhi環huan節jie,健jian康kang告gao知zhi通tong過guo之zhi後hou才cai能neng順shun利li投tou保bao。如ru果guo身shen體ti有you問wen題ti想xiang要yao買mai保bao險xian的de話hua,需xu要yao進jin行xing核he保bao,根gen據ju核he保bao結jie論lun決jue定ding你ni是shi否fou可ke以yi購gou買mai保bao險xian。核he保bao的de話hua有you智zhi能neng核he保bao和he人ren工gong核he保bao,...
時間:2026-04-07 22:16:35
重疾險的理賠次數是不是越多越好?
suizhexianzaibaoxianxingyedefazhan,yijixiaofeizhebaoxianyishidejueqi,henduorenkaishijiaodedancipeifudezhongjixianbaozhangbugouyong,kaishixuanzegoumaiduocipeifudezhongjixian。namewentijiulaile,zhongjixiandepeifucishushibushiyueduoyuehao?xiamianyiqigenduobaoyuxiaobianlailejieyixia...
時間:2026-04-07 22:16:35
罹患癌症申請重疾險理賠為什麼被拒?得了原位癌還能買保險嗎?
​這2天tian小xiao編bian看kan到dao後hou台tai有you人ren來lai谘zi詢xun原yuan位wei癌ai賠pei付fu的de問wen題ti,都dou得de了le癌ai症zheng了le為wei什shen麼me重zhong疾ji險xian還hai是shi不bu賠pei,希xi望wang小xiao編bian能neng幫bang忙mang解jie答da一yi下xia,今jin天tian剛gang好hao通tong過guo一yi個ge原yuan位wei癌ai方fang麵mian的de保bao險xian案an例li來lai給gei來lai給gei大da家jia說shuo說shuo重zhong疾ji險xian為wei什shen麼me不bu保bao障zhang原yuan位wei癌ai,以yi及ji能neng不bu能neng買mai保bao險xian...
時間:2026-04-07 22:16:35
保險理賠先報醫保還是商保?理賠有哪些注意事項?
​現xian在zai大da家jia的de生sheng活huo條tiao件jian好hao了le,手shou上shang除chu了le醫yi保bao以yi外wai,還hai會hui購gou買mai商shang業ye保bao險xian作zuo為wei補bu充chong保bao障zhang,但dan在zai報bao銷xiao的de時shi候hou很hen多duo人ren都dou會hui犯fan愁chou,醫yi保bao和he商shang保bao先xian選xuan擇ze哪na個ge報bao銷xiao呢ne?報bao銷xiao順shun序xu是shi怎zen樣yang的de?搞gao錯cuo了le會hui不bu會hui損sun失shi一yi筆bi錢qian?這zhe不bu,小xiao編bian近jin期qi就jiu看kan到dao一yi個ge案an...
時間:2026-04-07 22:16:35
抑鬱自殺能否獲得保險理賠?得了抑鬱症還可以買保險嗎?
說(shuo)到(dao)抑(yi)鬱(yu)症(zheng),大(da)家(jia)應(ying)該(gai)不(bu)會(hui)陌(mo)生(sheng),我(wo)國(guo)每(mei)年(nian)都(dou)會(hui)有(you)很(hen)多(duo)人(ren)因(yin)為(wei)抑(yi)鬱(yu)而(er)自(zi)殺(sha),看(kan)到(dao)這(zhe)裏(li)有(you)人(ren)想(xiang)要(yao)問(wen)了(le),抑(yi)鬱(yu)自(zi)殺(sha)的(de)話(hua)保(bao)險(xian)能(neng)賠(pei)嗎(ma)?得(de)了(le)抑(yi)鬱(yu)症(zheng)還(hai)能(neng)不(bu)能(neng)買(mai)保(bao)險(xian)?接(jie)下(xia)來(lai)小(xiao)編(bian)通(tong)過(guo)一(yi)個(ge)案(an)例(li)來(lai)給(gei)大(da)家(jia)說(shuo)說(shuo)這(zhe)個(ge)話(hua)題(ti)。 一 、案例詳情 ...
時間:2026-04-07 22:16:35