很多朋友覺得自己已經有了意外和重疾保險不再需要人壽保險,他們認為身故是因為意外或疾病造成的,買這2款保險保障就已經很全麵了,這種想法有一定道理,如果說你已經購買了意外險和重大疾病保險,就真的不需要壽...
時間:2026-04-07 22:25:28
隨(sui)著(zhe)人(ren)們(men)風(feng)險(xian)意(yi)識(shi)的(de)增(zeng)強(qiang),使(shi)得(de)越(yue)來(lai)越(yue)多(duo)的(de)消(xiao)費(fei)者(zhe)開(kai)始(shi)給(gei)自(zi)己(ji)和(he)自(zi)己(ji)的(de)家(jia)人(ren)購(gou)買(mai)一(yi)份(fen)保(bao)險(xian)產(chan)品(pin),其(qi)中(zhong)健(jian)康(kang)險(xian)是(shi)大(da)家(jia)都(dou)會(hui)購(gou)買(mai)的(de)一(yi)種(zhong)保(bao)險(xian),但(dan)還(hai)是(shi)有(you)很(hen)多(duo)小(xiao)夥(huo)伴(ban)不(bu)知(zhi)道(dao)健(jian)康(kang)險(xian)到(dao)底(di)是(shi)什(shen)麼(me)?又(you)有(you)哪(na)些(xie)保(bao)險(xian)是(shi)健(jian)康(kang)險(xian)?所(suo)以(yi)今(jin)天(tian)多(duo)保(bao)魚(yu)小(xiao)...
時間:2026-04-07 22:25:28
大家都知道很多保險產品都是可以購買多份的,用來補全保險保額的不足,比如重疾險,很多老的重疾險因為時間的問題(通貨膨脹),性價比和保額已經完全跟不上這個時代了,所以都會再購買一份重疾險用來補全保額。最近...
時間:2026-04-07 22:25:28
意(yi)外(wai)風(feng)險(xian)無(wu)處(chu)不(bu)在(zai),沒(mei)有(you)人(ren)知(zhi)道(dao)它(ta)什(shen)麼(me)時(shi)候(hou)來(lai),也(ye)無(wu)法(fa)預(yu)防(fang)。所(suo)以(yi)大(da)家(jia)隻(zhi)能(neng)提(ti)前(qian)配(pei)置(zhi)一(yi)份(fen)意(yi)外(wai)險(xian)來(lai)減(jian)少(shao)未(wei)來(lai)發(fa)生(sheng)意(yi)外(wai)後(hou)帶(dai)來(lai)的(de)損(sun)失(shi)。那(na)麼(me)意(yi)外(wai)險(xian)到(dao)底(di)保(bao)障(zhang)哪(na)些(xie)意(yi)外(wai)呢(ne)?是(shi)不(bu)是(shi)所(suo)有(you)意(yi)外(wai)都(dou)可(ke)以(yi)賠(pei)呢(ne)?又(you)該(gai)如(ru)何(he)選(xuan)擇(ze)呢(ne)?一(yi)起(qi)來(lai)了(le)解(jie)一(yi)...
時間:2026-04-07 22:25:28
買(mai)保(bao)險(xian)說(shuo)到(dao)底(di)是(shi)為(wei)了(le)需(xu)要(yao)的(de)時(shi)候(hou)可(ke)以(yi)獲(huo)得(de)理(li)賠(pei)。然(ran)而(er),總(zong)有(you)些(xie)人(ren)目(mu)地(di)性(xing)太(tai)強(qiang),等(deng)到(dao)發(fa)現(xian)生(sheng)病(bing)了(le)才(cai)想(xiang)到(dao)保(bao)險(xian)。這(zhe)個(ge)時(shi)候(hou)再(zai)投(tou)保(bao)還(hai)有(you)用(yong)嗎(ma)?如(ru)果(guo)有(you)病(bing)了(le)不(bu)如(ru)實(shi)告(gao)知(zhi)順(shun)利(li)投(tou)保(bao)了(le)能(neng)獲(huo)得(de)理(li)賠(pei)嗎(ma)?今(jin)天(tian)小(xiao)編(bian)分(fen)享(xiang)一(yi)個(ge)案(an)例(li)來(lai)聊(liao)一(yi)聊(liao)保(bao)險(xian)如(ru)實(shi)告(gao)...
時間:2026-04-07 22:25:28
人ren的de一yi生sheng說shuo長chang很hen長chang,說shuo短duan也ye很hen短duan,一yi旦dan發fa生sheng意yi外wai就jiu有you可ke能neng身shen故gu,而er意yi外wai隨sui時shi隨sui地di都dou有you可ke能neng發fa生sheng,所suo以yi意yi外wai險xian是shi非fei常chang有you必bi要yao購gou買mai的de一yi類lei保bao險xian產chan品pin。但dan由you於yu保bao險xian這zhe個ge行xing業ye的de水shui很hen深shen,所suo以yi在zai購gou買mai保bao險xian產chan品pin的de時shi候hou,很hen多duo人ren不bu知zhi道dao意yi外wai險xian應ying...
時間:2026-04-07 22:25:28
壽(shou)險(xian)和(he)意(yi)外(wai)險(xian)都(dou)是(shi)人(ren)身(shen)險(xian)的(de)一(yi)種(zhong),都(dou)有(you)身(shen)故(gu)保(bao)障(zhang)和(he)全(quan)殘(can)保(bao)障(zhang),很(hen)多(duo)消(xiao)費(fei)者(zhe)在(zai)購(gou)買(mai)的(de)時(shi)候(hou)都(dou)搞(gao)不(bu)清(qing)楚(chu),這(zhe)兩(liang)者(zhe)的(de)區(qu)別(bie)。最(zui)後(hou)在(zai)購(gou)買(mai)保(bao)險(xian)產(chan)品(pin)的(de)時(shi)候(hou)買(mai)錯(cuo)保(bao)險(xian),導(dao)致(zhi)自(zi)己(ji)需(xu)要(yao)退(tui)保(bao),損(sun)失(shi)一(yi)大(da)筆(bi)錢(qian)。那(na)麼(me)問(wen)題(ti)就(jiu)來(lai)了(le),究(jiu)竟(jing)意(yi)外(wai)險(xian)和(he)壽(shou)險(xian)...
時間:2026-04-07 22:25:28
很多人對於購買保險存在一個誤區:“保險產品是隨便購買的,隻要自己有錢就行”danqishibingbushizheyangde,goumaibaoxianshizhishangshihebaoxiangongsiqiandinghetong,shiyigeshuangxiangxuanzedejieguo,suoyibujinxiaofeizhekeyixuanzebaoxiangongsi,baoxiangongsiyeshikeyi...
時間:2026-04-07 22:25:28
dajiadouzhidaoshouxianchanpindebaozhanggongnengshibijiaojiandande,zhiyoushenguhequancanbaozhang,henduorenyeyiweizhiyoushouxianchanpinnengbaozhangshengufengxian,danqishiyiwaixianhaiyouliangquanxiandoushikeyibaozhangxiaofeizhedeshengufengxiande,namejiujingzhesanzhezhijianyoushenmequbiene?xiamianyiqigenduo...
時間:2026-04-07 22:25:28
今天小編分享這樣一個案例:被保險人墜樓身亡了,保險公司認為是“自殺”,而家裏人認為是意外。到底誰有理呢?保險該不該理賠呢?我們一起來看看。
真實案例
2018年9月,雲南的張先生為自己的女兒在當地的...
時間:2026-04-07 22:25:28
買了保險最擔心的就是無法理賠。今天小編分享一個理賠案例:買(mai)了(le)意(yi)外(wai)傷(shang)害(hai)險(xian),發(fa)生(sheng)了(le)傷(shang)殘(can),建(jian)築(zhu)工(gong)人(ren)認(ren)為(wei)應(ying)該(gai)按(an)照(zhao)基(ji)本(ben)保(bao)額(e)理(li)賠(pei),而(er)保(bao)險(xian)公(gong)司(si)認(ren)為(wei)應(ying)該(gai)按(an)照(zhao)傷(shang)殘(can)等(deng)級(ji)理(li)賠(pei)。哪(na)個(ge)有(you)理(li)呢(ne)?一(yi)起(qi)來(lai)看(kan)看(kan)。
真實案例
2016...
時間:2026-04-07 22:25:28
前不久小編有看到一則新聞,一男子騎電動車出門,不小心被一輛大卡車撞傷住院了,住院3個多月,總共花了30多萬元,家人申請理賠的時候卻被拒了?拒賠的理由很簡單,該男子購買的意外險沒有附帶意外醫療因此理賠...
時間:2026-04-07 22:25:28
很(hen)多(duo)人(ren)在(zai)購(gou)買(mai)保(bao)險(xian)的(de)時(shi)候(hou)都(dou)會(hui)看(kan)重(zhong)保(bao)險(xian)公(gong)司(si)的(de)名(ming)氣(qi),有(you)的(de)是(shi)因(yin)為(wei)大(da)公(gong)司(si)的(de)產(chan)品(pin)有(you)保(bao)證(zheng),不(bu)會(hui)糊(hu)弄(nong)人(ren),而(er)有(you)的(de)則(ze)是(shi)因(yin)為(wei)大(da)公(gong)司(si)不(bu)容(rong)易(yi)倒(dao)閉(bi),自(zi)己(ji)的(de)保(bao)單(dan)更(geng)加(jia)安(an)全(quan)。那(na)麼(me)保(bao)險(xian)公(gong)司(si)到(dao)底(di)會(hui)不(bu)會(hui)倒(dao)閉(bi)呢(ne)?如(ru)果(guo)倒(dao)閉(bi)了(le)對(dui)保(bao)險(xian)又(you)有(you)什(shen)麼(me)影(ying)響(xiang)呢(ne)...
時間:2026-04-07 22:25:28
重zhong疾ji險xian和he意yi外wai險xian是shi消xiao費fei者zhe必bi備bei的de兩liang類lei險xian種zhong,小xiao編bian相xiang信xin很hen多duo人ren身shen上shang其qi實shi都dou參can保bao了le這zhe兩liang類lei產chan品pin,但dan是shi很hen多duo人ren在zai購gou買mai的de時shi候hou根gen本ben不bu知zhi道dao為wei什shen麼me購gou買mai,甚shen至zhi購gou買mai後hou該gai如ru何he報bao銷xiao都dou不bu知zhi道dao,所suo以yi今jin天tian多duo保bao魚yu小xiao編bian就jiu跟gen大da家jia來lai簡jian單dan分fen析xi一yi下xia這zhe兩liang類lei...
時間:2026-04-07 22:25:28
dajiadouzhidaoyiwaishigushiquannianlingduandouxuyaoguibideyileifengxian,yiwaixianyeshishijiatingbibeidebaozhangzhiyi。danxianzaidebaoxianshichangshang,yibanyouliangleiyiwaixiangongxiaofeizhexuanzede,yigechangqiyiwaixian,yigeduanqiyiwaixian,liangzhezuidadequbiejiuzaiyubaozhangshijiandebutong...
時間:2026-04-07 22:25:28
雖sui然ran現xian在zai越yue來lai越yue多duo的de消xiao費fei者zhe意yi識shi到dao了le保bao險xian的de重zhong要yao性xing,但dan購gou買mai一yi款kuan適shi合he的de保bao險xian產chan品pin並bing不bu是shi一yi件jian非fei常chang容rong易yi的de,不bu少shao人ren在zai購gou買mai保bao險xian的de時shi候hou被bei保bao險xian公gong司si拒ju之zhi門men外wai,那na麼me究jiu竟jing保bao險xian公gong司si會hui因yin為wei哪na些xie原yuan因yin拒ju絕jue消xiao費fei者zhe投tou保bao呢ne?今jin天tian就jiu跟gen多duo保bao魚yu小xiao編bian...
時間:2026-04-07 22:25:28
dajiazaigoumaibaoxianchanpindeshihou,yinggaidouzhuyidao,chuleyiwaixian,qitabaoxianchanpindetoubaomenkandoufeichanggao。jibianmeiyouhuanbing,zhishiyoufengxian,douyoukenenghuibeibaoxiangongsijubao。namewentilaile,yiwaixianshibushizhendebuxuyaokaolvtoubaorendejiankangzhuangkuang,canjiren...
時間:2026-04-07 22:25:28
我(wo)們(men)常(chang)見(jian)的(de)保(bao)險(xian)銷(xiao)售(shou),除(chu)了(le)業(ye)務(wu)員(yuan)麵(mian)對(dui)麵(mian)銷(xiao)售(shou),網(wang)絡(luo)投(tou)保(bao)銷(xiao)售(shou),銀(yin)行(xing)投(tou)保(bao)銷(xiao)售(shou)之(zhi)外(wai),還(hai)有(you)一(yi)個(ge)電(dian)話(hua)銷(xiao)售(shou)渠(qu)道(dao)。電(dian)話(hua)銷(xiao)售(shou)和(he)傳(chuan)統(tong)的(de)銷(xiao)售(shou)模(mo)式(shi)不(bu)一(yi)樣(yang),這(zhe)種(zhong)銷(xiao)售(shou)依(yi)靠(kao)的(de)是(shi)電(dian)話(hua)溝(gou)通(tong),全(quan)程(cheng)錄(lu)音(yin),投(tou)保(bao)人(ren)和(he)業(ye)務(wu)員(yuan)根(gen)本(ben)不(bu)可(ke)能(neng)見(jian)到(dao)麵(mian)。不(bu)見(jian)...
時間:2026-04-07 22:25:28
yiwaixianyibanshidajiayouxiangoumaideyileibaoxianchanpin,yinweiyiwaifengxianwufayuzhi,kenengzailushanghaohaozouzhe,jiubeiqichezhuangshangle。danshizaigoumaiyiwaixiandeshihou,henduorenjiufanlexuanzenanti,jiujingshixuanzeyinianqiyiwaixianhaishixuanzechangqiyiwaixian,jintianduobaoyuxiaobian...
時間:2026-04-07 22:25:28
很多朋友都知道意外險是一款很平民的保險,花小錢就能得到大保障。不少人就認為隻要買了意外險出險後就一定能理賠, 事實上卻不是這樣的,意外險不是所有的意外都能賠付,接下來小編通過一個案例來給大家說一說。...
時間:2026-04-07 22:25:28
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