定期壽險適合哪些人買
？

dingqishouxianshihenaxierenmai？baoyujunfanfuqiangtiao，jiatingjingjizhizhuyidingyaomaidingqishouxian，zheshiyinweijiatingjingjizhizhu
，tongchangshangyounianmaidelaoren，xiayoudushudexiaohai，yidanbuxingzaoyushengu，jiuhuirangjiatingjingjixianrukunjing，jiubirushuo，fangdaichedaiwurenchanghai

，zinv教育
，家庭正常生活無法保證，甚至是臉老人贍養也會成為一個問題。

一
、什麼是定期壽險？

定ding期qi人ren壽shou保bao險xian是shi指zhi被bei保bao險xian人ren在zai保bao險xian單dan規gui定ding的de期qi限xian內nei死si亡wang，死si者zhe有you權quan領ling取qu保bao險xian金jin。被bei保bao險xian人ren在zai保bao險xian期qi間jian未wei死si亡wang的de
，保bao險xian人ren不bu必bi繳jiao納na保bao險xian金jin
，也ye不bu退tui還hai保bao險xian費fei。短duan期qi而er言yan
，人ren壽shou保bao險xian主zhu要yao是shi為wei被bei保bao險xian人ren在zai短duan期qi內nei從cong事shi更geng危wei險xian的de業ye務wu工gong作zuo提ti供gong保bao護hu。

二、為什麼推薦買定期，而不是買終身呢？

weishenmetuijianmaidingqi，zheshiyinweiwomenzailiushihuozheqishisuiyihou，womenbuzaishijiatingdejingjizhizhu
，buhuiweijiatingdeshenghuotigongjingjizhiyuan，lingwaine
，dingqishouxianjiagebianyi，30歲男性保到70歲，100萬的保額，每年隻要1400元(yuan)，但(dan)是(shi)如(ru)果(guo)選(xuan)擇(ze)保(bao)終(zhong)身(shen)，一(yi)年(nian)那(na)就(jiu)要(yao)繳(jiao)費(fei)兩(liang)萬(wan)多(duo)，這(zhe)對(dui)於(yu)很(hen)多(duo)家(jia)庭(ting)來(lai)說(shuo)，是(shi)吃(chi)不(bu)消(xiao)的(de)，對(dui)於(yu)普(pu)通(tong)家(jia)庭(ting)來(lai)說(shuo)
，老(lao)老(lao)實(shi)實(shi)從(cong)保(bao)障(zhang)需(xu)求(qiu)出(chu)發(fa)
，買(mai)定(ding)期(qi)壽(shou)險(xian)就(jiu)足(zu)夠(gou)了(le)。

三、定期壽險適合哪些人買？

dingqirenshoubaoxianhezhongshenrenshoubaoxian，baozhangdeyouxiaoqibutong，baozhangdeneirongdazhixiangtong

，doushibaozhangbeibaorenshengsideyikuanbaoxianchanpin，ruguojiatingjingjihao，keyixuanzezhongshenshouxian，zhezhongbaoxianyouxiaoqishizhongshende，ruguojiatingtiaojianfudanbuqizhongshenrenshoubaoxian，namekeyixuanzedingqirenshoubaoxian，dingqirenshoubaoxianbaofeibizhongshenrenshouyaodi，danshibaozhangneirongxiangtong
，yinci，shijiatingjingjitiaojianlaiding。

總結：
定ding期qi壽shou險xian適shi合he家jia庭ting條tiao件jian一yi般ban的de人ren購gou買mai，多duo保bao魚yu在zai這zhe裏li再zai次ci強qiang調tiao一yi下xia
，家jia庭ting經jing濟ji支zhi柱zhu一yi定ding要yao買mai定ding期qi壽shou險xian
，這zhe是shi因yin為wei上shang有you年nian邁mai的de老lao人ren，下xia有you讀du書shu的de小xiao孩hai，根gen本ben就jiu承cheng受shou不bu住zhu大da災zai大da難nan。