意yi外wai，每mei天tian都dou在zai以yi各ge種zhong層ceng出chu不bu窮qiong的de方fang式shi發fa生sheng。意yi外wai險xian，其qi實shi人ren人ren都dou需xu要yao一yi份fen，而er意yi外wai險xian也ye有you著zhe其qi他ta保bao險xian無wu法fa替ti代dai的de作zuo用yong。它ta的de高gao杠gang杆gan是shi其qi他ta保bao險xian所suo不bu具ju備bei的de。但dan是shi很hen多duo人ren對dui意yi外wai險xian並bing不bu是shi很hen了le解jie。今jin天tian我wo們men就jiu重zhong點dian來lai聊liao一yi聊liao意yi外wai險xian，...

人ren到dao中zhong年nian，不bu僅jin有you車che貸dai和he房fang貸dai要yao還hai，還hai要yao考kao慮lv孩hai子zi的de教jiao育yu支zhi出chu
，以yi及ji贍shan養yang父fu母mu的de責ze任ren。可ke以yi說shuo壓ya力li非fei常chang大da
，尤you其qi是shi經jing濟ji壓ya力li。作zuo為wei家jia裏li的de頂ding梁liang柱zhu，容rong不bu得de有you半ban點dian閃shan失shi，假jia如ru不bu幸xing發fa生sheng了le意yi外wai
，喪sang失shi了le繼ji續xu賺zhuan錢qian的de勞lao動dong力li
，後hou麵mian的de日ri子zi...

dangqianshenghuoshuipingderiyitigao，renmenshenghuoyeyuelaiyueduoyuanhua，sixiangyeyoulegengjinyibudetisheng
，duibaoxiandetaiducongpaichi
，daoxianzaidejiena，bushaorenweizhuanyiweizhifengxian
，yuanyitongguobaoxiangeijiarenyigebaozhang，qizhongdingqirenshoubaoxianjiubeishoudajiaqinglai，nameshenmeshi...