想問一下，疾病終末期保險金和身故保險金是不是有衝突，隻能領取一個。

不bu同tong產chan品pin的de對dui於yu這zhe二er者zhe的de規gui定ding是shi不bu同tong的de
，有you的de產chan品pin有you衝chong突tu
，有you的de產chan品pin沒mei有you衝chong突tu。在zai選xuan保bao險xian產chan品pin時shi，可ke以yi仔zai細xi閱yue讀du一yi下xia保bao險xian合he同tong查zha看kan是shi否fou有you關guan於yu疾ji病bing終zhong末mo期qi保bao險xian金jin和he身shen故gu保bao險xian金jin理li賠pei的de特te殊shu說shuo明ming，不bu然ran直zhi接jie向xiang保bao險xian公gong司si的de相xiang關guan人ren員yuan進jin行xing谘zi詢xun，這zhe也ye是shi可ke以yi的de。

疾(ji)病(bing)終(zhong)末(mo)期(qi)保(bao)險(xian)金(jin)與(yu)身(shen)故(gu)保(bao)險(xian)金(jin)的(de)理(li)賠(pei)，如(ru)果(guo)保(bao)險(xian)公(gong)司(si)在(zai)保(bao)險(xian)合(he)同(tong)中(zhong)沒(mei)有(you)兩(liang)者(zhe)理(li)賠(pei)僅(jin)賠(pei)其(qi)一(yi)或(huo)者(zhe)其(qi)他(ta)說(shuo)明(ming)
，我(wo)們(men)都(dou)是(shi)默(mo)認(ren)這(zhe)兩(liang)者(zhe)的(de)理(li)賠(pei)是(shi)不(bu)衝(chong)突(tu)的(de)。

jibingzhongmoqizhideshibeibaoxianrensuohuandejibingyijingwufayongxianyoudeyiliaojishujinxingzhiliaohuohuanjiebingqing
，qiegenjulinchuangyixuejingyanpanduanbeibaoxianrendecunhuoqijiangdiyuliugeyue。ershengubaozhangshengushizhibeibaorenyinweijibinghuozheyiwaishengu，zheliangzheshihuiyouchongtude，rulingqulejibingzhongmoqibaoxianjinnameshengubaoxianjinjiuwufagoumaile。