網wang上shang買mai東dong西xi現xian在zai已yi經jing不bu是shi什shen麼me稀xi奇qi的de事shi了le，線xian下xia購gou買mai保bao險xian還hai需xu要yao去qu保bao險xian公gong司si，網wang上shang購gou買mai隻zhi要yao簡jian單dan的de智zhi能neng核he保bao就jiu行xing，多duo方fang便bian，所suo以yi很hen多duo年nian輕qing人ren都dou會hui選xuan擇ze自zi己ji網wang上shang找zhao攻gong略lve，自zi己ji購gou買mai產chan品pin

，那na麼me網wang上shang保bao險xian真zhen的de靠kao譜pu嗎ma
？保bao險xian靠kao不bu靠kao譜pu，很hen...

最近有很多粉絲私信多保魚，說到出險後產品拒賠的問題，多保魚見過太多這樣的例子，大多都是因為沒有做好健康告知。而“健康告知”又是我們買保險的時候，遇到的第一件事情。所以為了保證理賠順利，多保魚今天就來和...

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，xiamiangeiduobaoyuyiqilailejiezhe...

多保魚見過太多因為沒有做好健康告知，出險後遭到拒賠的事情了。而“健康告知”又是我們買保險的時候，遇到的第一件事情。所以為了保證理賠順利
，多保魚今天就來和大家講講
，如何正確的認識並且做好“健康告知”！ ...

suizhehulianwangdekuaisufazhan，hulianwangbaoxianyezhujianzoushangzhuliu
，danshidajiazaiwangshangtoubaodeshihoudoucunzaizheyangdeyilv，toubaoshifangbianle
，danshizaiwangshanggoumaibaoxiandehua

，namechuxianlewoyaozhaoshuilipeine？xianxiatoubaodehuahaikeyizhaobaoxiandailirenhebaoxiangongsishouhou，...

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，danshihetaobaonaxiechanpinhaishiyouhendadechabiede，suoyibuyaoyiweizaiwangshangxiadangoumaileyikuanchanpinhou，fuwanqianjiuwanshile...

現xian在zai的de網wang絡luo通tong訊xun可ke以yi說shuo非fei常chang發fa達da了le

，獲huo取qu信xin息xi相xiang比bi以yi前qian也ye更geng加jia容rong易yi，但dan同tong樣yang的de
，不bu良liang信xin息xi的de傳chuan播bo力li度du也ye更geng加jia的de快kuai了le
，造zao謠yao一yi張zhang嘴zui，辟pi謠yao跑pao斷duan腿tui就jiu是shi現xian在zai的de自zi媒mei體ti現xian況kuang。今jin天tian就jiu給gei大da家jia說shuo一yi些xie朋peng友you圈quan賣mai保bao險xian的de一yi些xie套tao路lu

，久jiu以yi後hou要yao注zhu意yi...

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goumaishangyebaoxianqian，baoxiangongsidouhuigeixiaofeizhetianxiejiankanggaozhi，danshihenduoxiaofeizhebuhuitianxiehuozheshuobuzhongshijiankanggaozhi，daozhizijigoumaidebaoxianchanpinbeijubao，suoyishuoduobaoyuzaizhejianyigeweilejieqilaizhongshiqilai
，jintianxiaobianjiuzhenglilewangshanghenduocuowudejiankang...

隨sui著zhe網wang絡luo的de不bu斷duan發fa展zhan進jin步bu，淘tao寶bao等deng電dian子zi商shang務wu的de成cheng功gong更geng是shi讓rang許xu多duo行xing業ye盯ding上shang了le這zhe塊kuai蛋dan糕gao，於yu是shi網wang上shang服fu務wu行xing業ye開kai始shi逐zhu漸jian發fa展zhan起qi來lai，保bao險xian行xing業ye就jiu在zai其qi中zhong
，以yi往wang需xu要yao在zai保bao險xian公gong司si的de業ye務wu員yuan的de介jie紹shao下xia辦ban理li
，跑pao大da老lao遠yuan去qu保bao險xian公gong司si辦ban理li
，更geng需xu要yao查zha看kan...

買(mai)保(bao)險(xian)必(bi)填(tian)的(de)就(jiu)是(shi)健(jian)康(kang)告(gao)知(zhi)了(le)
，有(you)些(xie)保(bao)險(xian)產(chan)品(pin)是(shi)智(zhi)能(neng)核(he)保(bao)，所(suo)以(yi)很(hen)簡(jian)單(dan)很(hen)快(kuai)就(jiu)能(neng)解(jie)決(jue)，填(tian)填(tian)寫(xie)寫(xie)就(jiu)完(wan)事(shi)了(le)，但(dan)是(shi)有(you)些(xie)保(bao)險(xian)是(shi)人(ren)工(gong)核(he)保(bao)的(de)，有(you)些(xie)朋(peng)友(you)就(jiu)慌(huang)了(le)，因(yin)為(wei)核(he)保(bao)取(qu)決(jue)於(yu)你(ni)能(neng)否(fou)順(shun)利(li)承(cheng)保(bao)
，如(ru)果(guo)寫(xie)錯(cuo)了(le)
，就(jiu)有(you)可(ke)能(neng)被(bei)拒(ju)保(bao)。不(bu)用(yong)慌(huang)...

買mai保bao險xian必bi須xu寫xie健jian康kang告gao知zhi，這zhe點dian大da家jia都dou知zhi道dao
，但dan是shi為wei什shen麼me呢ne？你ni知zhi道dao嗎ma。而er且qie很hen多duo人ren在zai填tian寫xie健jian康kang告gao知zhi的de時shi候hou就jiu因yin為wei寫xie錯cuo被bei拒ju保bao
，需xu要yao重zhong新xin申shen請qing，這zhe健jian康kang告gao知zhi如ru何he填tian寫xie？接jie下xia來lai就jiu跟gen多duo保bao魚yu一yi起qi來lai討tao論lun討tao論lun！ 首先我國《保險法》就...

suiranxianzaihenduoxiaofeizhedebaoxianyishikaishitigaole，danshihaishiyouhenduodexiaofeizheduiyubaoxiandezhongleihequbieyoukunhuo，jugelizi，liangquanrenshoubaoxianheputongbaoxiandequbie。suoyijiexialaiduobaoyuxiaobianjiugeigeweijiandanjieshaoyixiazheliangkuanchanpindequbie！ 從名字上...

henduorendouzhidaorenshoubaoxianqishikeyisuanshiyigejiazhihengaodechanpin，keyidiyadaikuan，yekeyizhuanrangtaren。jiuyourenwenduobaoyuxiaobianle
，jiranshijiazhicaichan，namelihunzenmefengerenshoubaoxiana？lihunfengerenshoubaoxianhefengecaichanshiyiyangde
，ruguozhegebaoxianshihun...

renshoubaoxianshibaoxianyizhongxianzhong，xiangbiyiliaoxianhezhongjixiandengjiankangxian，renshoubaoxiandezuoyongbushitixianzaizhibingjiurenshenshang，shouxiandezuoyonggengxiangsiyuyiwaixian
，zaijiatingdejingjizhizhuzaoyuzhongdajibing、意外傷害麵臨收入斷絕
、難以承擔家庭經濟責任時，保險公司...

shouxianrangduobaoyuxiaobiangeidajiaxianjiandandekepuyixiashenmeshiliangquanbaoxian，liangquanbaoxianshizhitoubaoduixiangzaibaoxianqineibuguanshishenghaishisijunkeyihuodebaoxiangongsitigongdebaoxianjindeyizhongshouxian，duixiaofeizhehenhaodeyikuanbaoxian
，dangranjiagegenggui，tiaoliyegengyange。jintianduobao...

shuodaoxuanzebaoxian，henduoxiaofeizhekanzhongdebushibaoxianneironggengduodehaishibaoxiangongsidemingsheng，xiangzhongguorenshou
，pinganbaoxiandengdoushishoudaoxiaofeizhetuichongdejijiadagongsi，xiaofeizhedexinliwoyebijiaolejiejiushipanaxiemingqibuxiandebaoxiangongsihuiguyizhaoliyoubupei，zhiqiandexin...

xuanzeyifenbaoxian，xuanzebaozhangneironghenzhongyao，danshibaoxiangongsiyehenzhongyao。xuanzebaoxianzuikanzhongdejiushibaoxiangongsidehaohuai
，wanyichushile，baoxiangongsibupeizaban，yushihensuoxiaofeizhemaibaoxiangengduodejiushikangongsidemingqiqude
，jintianduobaoyuxiaobianjiuyingyibufenrendeyao...

zhejitianlinjinfangjia，henduopengyoudouzailaodongjiejiaqiqiangeixiaobianfalaiwenti，jiushixiangrangduobaoyuxiaobianwochidianfangjiashima，xingba
，duobaoyuxiaobianjintianjiuchongfenyici，laigeidajiapingceyixiabainianrenshoudekangbeibaodaodizenmeyang 保險責任 一、輕症疾病保險金：35...

壽shou險xian是shi建jian議yi給gei家jia庭ting經jing濟ji支zhi柱zhu購gou買mai的de
，一yi般ban來lai說shuo壽shou險xian還hai分fen為wei定ding期qi壽shou險xian和he終zhong身shen終zhong身shen壽shou險xian，多duo保bao魚yu是shi建jian議yi購gou買mai定ding期qi壽shou險xian的de，保bao費fei低di是shi一yi方fang麵mian
，可ke以yi選xuan擇ze的de保bao障zhang期qi限xian也ye是shi比bi較jiao久jiu的de，和he終zhong身shen保bao障zhang來lai說shuo沒mei有you什shen麼me差cha別bie。但dan是shi定ding期qi壽shou險xian也ye是shi友you好hao有you...