買過重疾險的朋友應該都知道有一條叫做“投保人豁免”，很hen多duo人ren在zai購gou買mai保bao險xian產chan品pin時shi，都dou會hui非fei常chang糾jiu結jie這zhe個ge問wen題ti。要yao不bu要yao附fu加jia投tou保bao人ren豁huo免mian？附fu加jia投tou保bao人ren豁huo免mian有you沒mei有you必bi要yao？劃hua算suan不bu劃hua算suan？今jin天tian，我wo們men就jiu來lai聊liao聊liao關guan於yu投tou保bao人ren豁huo免mian的de一yi些xie問wen題ti...

買保險肯定要有投保人和被保險人，比如：mamageihaizitoubao
，mamajiushitoubaoren，haizishibeibaoxianren。zaizhongjixianzhong，haiyouyizhongchangjiandezengzhifuwujiaozuohuomian。huomianyoufenweitoubaorenhuomianhebeibaoxianrenhuomian。jintianxiaobianzhuyaogeidajiajiangyijiangtoubaorenhuomian...

很多朋友在買保險的時候會看到一個詞：現xian金jin價jia值zhi，而er推tui銷xiao保bao險xian的de又you解jie釋shi不bu清qing楚chu是shi怎zen麼me一yi回hui事shi，等deng拿na到dao合he同tong的de時shi候hou
，看kan到dao密mi密mi麻ma麻ma的de一yi堆dui數shu字zi也ye不bu知zhi所suo措cuo。最zui關guan鍵jian的de是shi退tui保bao的de時shi候hou又you涉she及ji到dao這zhe些xie問wen題ti，一yi不bu小xiao心xin就jiu會hui掉diao坑keng
，今jin天tian多duo保bao...