買過重疾險的朋友應該都知道有一條叫做“投保人豁免”，henduorenzaigoumaibaoxianchanpinshi，douhuifeichangjiujiezhegewenti。yaobuyaofujiatoubaorenhuomian？fujiatoubaorenhuomianyoumeiyoubiyao
？huasuanbuhuasuan？jintian
，womenjiulailiaoliaoguanyutoubaorenhuomiandeyixiewenti...

買保險肯定要有投保人和被保險人，比如：媽ma媽ma給gei孩hai子zi投tou保bao，媽ma媽ma就jiu是shi投tou保bao人ren
，孩hai子zi是shi被bei保bao險xian人ren。在zai重zhong疾ji險xian中zhong，還hai有you一yi種zhong常chang見jian的de增zeng值zhi服fu務wu叫jiao做zuo豁huo免mian。豁huo免mian又you分fen為wei投tou保bao人ren豁huo免mian和he被bei保bao險xian人ren豁huo免mian。今jin天tian小xiao編bian主zhu要yao給gei大da家jia講jiang一yi講jiang投tou保bao人ren豁huo免mian...

很多朋友在買保險的時候會看到一個詞：現xian金jin價jia值zhi
，而er推tui銷xiao保bao險xian的de又you解jie釋shi不bu清qing楚chu是shi怎zen麼me一yi回hui事shi，等deng拿na到dao合he同tong的de時shi候hou，看kan到dao密mi密mi麻ma麻ma的de一yi堆dui數shu字zi也ye不bu知zhi所suo措cuo。最zui關guan鍵jian的de是shi退tui保bao的de時shi候hou又you涉she及ji到dao這zhe些xie問wen題ti，一yi不bu小xiao心xin就jiu會hui掉diao坑keng，今jin天tian多duo保bao...