買過重疾險的朋友應該都知道有一條叫做“投保人豁免”
，henduorenzaigoumaibaoxianchanpinshi，douhuifeichangjiujiezhegewenti。yaobuyaofujiatoubaorenhuomian？fujiatoubaorenhuomianyoumeiyoubiyao？huasuanbuhuasuan？jintian，womenjiulailiaoliaoguanyutoubaorenhuomiandeyixiewenti...

買保險肯定要有投保人和被保險人，比如：媽ma媽ma給gei孩hai子zi投tou保bao，媽ma媽ma就jiu是shi投tou保bao人ren，孩hai子zi是shi被bei保bao險xian人ren。在zai重zhong疾ji險xian中zhong，還hai有you一yi種zhong常chang見jian的de增zeng值zhi服fu務wu叫jiao做zuo豁huo免mian。豁huo免mian又you分fen為wei投tou保bao人ren豁huo免mian和he被bei保bao險xian人ren豁huo免mian。今jin天tian小xiao編bian主zhu要yao給gei大da家jia講jiang一yi講jiang投tou保bao人ren豁huo免mian...

關guan於yu重zhong疾ji險xian
，相xiang信xin很hen多duo人ren都dou知zhi道dao它ta的de重zhong要yao性xing。越yue來lai越yue多duo的de朋peng友you關guan注zhu和he購gou置zhi重zhong疾ji險xian，然ran而er很hen多duo朋peng友you發fa現xian，在zai選xuan擇ze重zhong疾ji險xian的de時shi候hou，還hai有you單dan次ci賠pei付fu和he多duo次ci賠pei付fu之zhi分fen。很hen多duo朋peng友you會hui有you困kun惑huo，多duo次ci賠pei付fu重zhong疾ji險xian好hao嗎ma
？多duo次ci賠pei付fu重zhong疾ji險xian值zhi得de買mai嗎ma
？...