大(da)家(jia)都(dou)知(zhi)道(dao)在(zai)購(gou)買(mai)保(bao)險(xian)產(chan)品(pin)前(qian)，尤(you)其(qi)是(shi)健(jian)康(kang)險(xian)，通(tong)常(chang)都(dou)是(shi)需(xu)要(yao)健(jian)康(kang)告(gao)知(zhi)的(de)，隻(zhi)有(you)通(tong)過(guo)健(jian)康(kang)告(gao)知(zhi)

，才(cai)能(neng)成(cheng)功(gong)投(tou)保(bao)。一(yi)般(ban)來(lai)說(shuo)，市(shi)麵(mian)上(shang)大(da)部(bu)分(fen)保(bao)險(xian)產(chan)品(pin)的(de)健(jian)康(kang)告(gao)知(zhi)都(dou)會(hui)有(you)所(suo)差(cha)別(bie)，可(ke)能(neng)有(you)的(de)疾(ji)病(bing)在(zai)這(zhe)款(kuan)產(chan)品(pin)是(shi)拒(ju)保(bao)的(de)，但(dan)在(zai)其(qi)他(ta)產(chan)品(pin)是(shi)可(ke)...

由you於yu現xian在zai科ke學xue技ji術shu的de不bu斷duan發fa展zhan
，現xian代dai人ren在zai生sheng活huo和he工gong作zuo上shang是shi愈yu來lai愈yu離li不bu開kai手shou機ji和he電dian腦nao了le。雖sui然ran說shuo手shou機ji電dian腦nao這zhe類lei高gao科ke技ji產chan品pin能neng讓rang大da家jia的de生sheng活huo更geng加jia方fang便bian，但dan是shi要yao知zhi道dao長chang時shi間jian的de盯ding著zhe電dian子zi屏ping幕mu是shi會hui對dui眼yan睛jing造zao成cheng傷shang害hai的de。從cong目mu前qian我wo國guo這zhe個ge逐zhu年nian上shang...

yiliaoxiandajiadouzhidaoshizhuanmenbaoxiaoyiliaofeiyongdeyileibaoxianchanpin，danshixuyaozhuyidewentiyeyouhenduo，birushuomianpeiebijiaogao，xubaowentideng。qizhongguanyuxubaowentishixiaofeizhezuirongyifancuodeyidian
，jintianduobaoyuxiaobianjiugendajialaifenxiyixiazaixubaoshixuyaozhuyi...

大(da)家(jia)在(zai)購(gou)買(mai)健(jian)康(kang)險(xian)的(de)時(shi)候(hou)都(dou)會(hui)遇(yu)到(dao)的(de)一(yi)件(jian)事(shi)，也(ye)是(shi)購(gou)買(mai)成(cheng)功(gong)的(de)一(yi)個(ge)前(qian)提(ti)
，那(na)就(jiu)是(shi)健(jian)康(kang)告(gao)知(zhi)。很(hen)多(duo)人(ren)知(zhi)道(dao)健(jian)康(kang)告(gao)知(zhi)很(hen)重(zhong)要(yao)，但(dan)是(shi)卻(que)不(bu)知(zhi)道(dao)健(jian)康(kang)告(gao)知(zhi)有(you)幾(ji)種(zhong)，為(wei)什(shen)麼(me)要(yao)如(ru)實(shi)告(gao)知(zhi)
？今(jin)天(tian)就(jiu)讓(rang)多(duo)保(bao)魚(yu)小(xiao)編(bian)給(gei)大(da)家(jia)來(lai)簡(jian)單(dan)分(fen)析(xi)一(yi)下(xia)。 一、...

最近有讀者朋友來向小編詢問“最(zui)近(jin)想(xiang)買(mai)一(yi)份(fen)醫(yi)療(liao)險(xian)
，但(dan)是(shi)不(bu)知(zhi)道(dao)該(gai)怎(zen)麼(me)投(tou)保(bao)，在(zai)健(jian)康(kang)告(gao)知(zhi)的(de)時(shi)候(hou)需(xu)不(bu)需(xu)要(yao)把(ba)之(zhi)前(qian)所(suo)有(you)的(de)病(bing)史(shi)都(dou)說(shuo)一(yi)遍(bian)，怕(pa)被(bei)查(zha)到(dao)之(zhi)前(qian)有(you)生(sheng)病(bing)，最(zui)後(hou)不(bu)能(neng)理(li)賠(pei)。”其實關於這點

，大家可以盡管放心
，保險公司查人...

現xian在zai隨sui著zhe消xiao費fei者zhe保bao險xian意yi識shi的de逐zhu漸jian增zeng強qiang，很hen多duo人ren在zai購gou買mai保bao險xian產chan品pin上shang更geng加jia帶dai有you主zhu動dong性xing，但dan是shi在zai購gou買mai保bao險xian產chan品pin的de時shi候hou也ye會hui遇yu到dao各ge種zhong各ge樣yang的de問wen題ti
，比bi如ru說shuo在zai購gou買mai健jian康kang險xian的de時shi候hou遇yu到dao的de健jian康kang告gao知zhi問wen題ti。就jiu會hui有you部bu分fen人ren因yin為wei不bu懂dong如ru何he填tian寫xie
，導dao致zhi最zui...

市(shi)麵(mian)上(shang)大(da)部(bu)分(fen)的(de)醫(yi)療(liao)險(xian)和(he)意(yi)外(wai)險(xian)都(dou)是(shi)短(duan)期(qi)的(de)保(bao)險(xian)產(chan)品(pin)
，隻(zhi)有(you)短(duan)短(duan)一(yi)年(nian)的(de)保(bao)期(qi)，在(zai)保(bao)險(xian)期(qi)滿(man)後(hou)就(jiu)需(xu)要(yao)續(xu)保(bao)。但(dan)是(shi)意(yi)外(wai)險(xian)和(he)醫(yi)療(liao)險(xian)有(you)一(yi)個(ge)很(hen)大(da)的(de)不(bu)同(tong)，那(na)就(jiu)是(shi)在(zai)投(tou)保(bao)時(shi)不(bu)需(xu)要(yao)健(jian)康(kang)告(gao)知(zhi)
，即(ji)便(bian)帶(dai)有(you)疾(ji)病(bing)也(ye)能(neng)投(tou)保(bao)。那(na)麼(me)這(zhe)裏(li)就(jiu)有(you)一(yi)個(ge)問(wen)題(ti)...

購gou買mai健jian康kang險xian的de時shi候hou大da家jia應ying該gai都dou會hui接jie觸chu到dao健jian康kang告gao知zhi，隻zhi有you通tong過guo健jian康kang告gao知zhi才cai能neng投tou保bao

，但dan是shi很hen多duo人ren不bu知zhi道dao即ji便bian身shen體ti有you異yi常chang也ye可ke以yi購gou買mai保bao險xian
，保bao險xian健jian康kang告gao知zhi並bing不bu隻zhi有you通tong過guo和he拒ju保bao兩liang種zhong。還hai有you很hen多duo核he保bao結jie論lun，具ju體ti來lai了le解jie一yi下xia。 一、什麼叫...

xianzaiyouyudajiadebaoxianyishikaishitisheng，henduorendoukaishigoumaiqilebaoxianchanpin，qizhongxiaoliangzuihaodejiushijiankangxian，bijinghuanshangjibinghou，zhiliaofeiyongdoushikaotajinxingbaoxiaode。danshizaitoubaojiankangxiandeshihou，henduorendoufaxianlezhemeyidian，bixuyaotongguojiankanggaozhicai...

很hen多duo朋peng友you都dou有you買mai保bao險xian的de意yi識shi

，也ye樂le意yi去qu買mai保bao險xian
，但dan是shi投tou保bao的de時shi候hou很hen大da意yi，隨sui便bian買mai了le一yi份fen放fang在zai那na裏li就jiu不bu管guan了le，以yi致zhi出chu險xian需xu要yao理li賠pei的de時shi候hou
，才cai發fa現xian自zi己ji投tou保bao的de時shi候hou沒mei有you如ru實shi告gao知zhi身shen體ti健jian康kang情qing況kuang或huo者zhe沒mei有you仔zai細xi看kan保bao險xian的de合he同tong內nei容rong

，要yao知zhi道dao這zhe...

很多時候

，消費者不能投保的因素或者無法理賠的原因都會因為健康告知（在投保後發現自己患上疾病）
，但是現在隨著小夥伴們保險意識的增加
，補充告知成了很多人的首選， 一、需要提供什麼資料 既然是補充健康告知...

健jian康kang告gao知zhi是shi購gou買mai健jian康kang險xian的de第di一yi步bu，隻zhi有you成cheng功gong通tong過guo健jian康kang告gao知zhi，才cai可ke以yi投tou保bao。雖sui然ran說shuo健jian康kang告gao知zhi的de填tian寫xie比bi較jiao容rong易yi

，但dan是shi還hai是shi有you很hen多duo人ren填tian錯cuo導dao致zhi無wu法fa投tou保bao，今jin天tian多duo保bao魚yu小xiao編bian就jiu整zheng理li了le幾ji個ge這zhe類lei問wen題ti
，看kan看kan如ru何he解jie決jue！ 1.投保前做體檢 ...

在(zai)購(gou)買(mai)商(shang)業(ye)保(bao)險(xian)的(de)時(shi)候(hou)，我(wo)們(men)遇(yu)到(dao)的(de)第(di)一(yi)個(ge)門(men)檻(kan)就(jiu)是(shi)健(jian)康(kang)告(gao)知(zhi)
，如(ru)果(guo)健(jian)康(kang)告(gao)知(zhi)不(bu)合(he)格(ge)，很(hen)有(you)可(ke)能(neng)會(hui)被(bei)拒(ju)保(bao)。也(ye)正(zheng)是(shi)因(yin)為(wei)有(you)拒(ju)保(bao)的(de)風(feng)險(xian)，有(you)很(hen)多(duo)讀(du)者(zhe)來(lai)問(wen)小(xiao)編(bian)我(wo)
，健(jian)康(kang)告(gao)知(zhi)能(neng)不(bu)能(neng)隱(yin)瞞(man)，或(huo)者(zhe)說(shuo)在(zai)體(ti)檢(jian)時(shi)去(qu)一(yi)些(xie)不(bu)正(zheng)規(gui)的(de)醫(yi)院(yuan)體(ti)檢(jian)，從(cong)...

jiankanggaozhishimaibaoxianchanpindediyidaomenkan，henduorendoukazaizheshangmian，youderenshiyinweishentiyouyichangwufatongguo

，eryouderenzeshiyinweibuzhongshi，suibiantianxiedaozhiwufatongguo。namejiankanggaozhiyinggaizenmetianxiecaibuhuicuone？xiamianjiugenduobaoyuxiaobianyiqilailejieyixia...

jiankanggaozhizaiwomentoubaoshijingchangnengkandao，henduorenjiaodejiankanggaozhijiuzhishiyigetianbiaoge，suibiantianyitianjiugoule。danqishibingbushi
，jiankanggaozhidetongguoyufoushinengzhijieyingxiangdaobaoxianhebaodeyigeyinsu
，yincijiankanggaozhishitoubaoguochengzhongfeichangzhongyaodeyigehuanjie，qianwan...

womengoumaibaoxianshi，xuyaotongguodediyigemenkanjiushitianxiejiankanggaozhi
，zhiyoutongguojiankanggaozhicaiyoukenengchenggongtoubao。namejiankanggaozhicunzaideyiyidaodishishenmene？zaitoubaoshiwomenyinggaizenmetianxiejiankanggaozhicaibuhuibeijubaone？xiamianjiurangduobaoyuxiaobianlaigaosuni！...

我(wo)們(men)在(zai)投(tou)保(bao)各(ge)種(zhong)產(chan)品(pin)的(de)時(shi)候(hou)

，永(yong)遠(yuan)都(dou)繞(rao)不(bu)開(kai)健(jian)康(kang)告(gao)知(zhi)這(zhe)個(ge)問(wen)題(ti)，並(bing)且(qie)健(jian)康(kang)告(gao)知(zhi)也(ye)關(guan)係(xi)到(dao)自(zi)己(ji)能(neng)否(fou)順(shun)利(li)投(tou)保(bao)，所(suo)以(yi)大(da)家(jia)在(zai)填(tian)寫(xie)健(jian)康(kang)告(gao)知(zhi)的(de)時(shi)候(hou)一(yi)定(ding)不(bu)能(neng)馬(ma)虎(hu)。那(na)麼(me)問(wen)題(ti)來(lai)了(le)，填(tian)寫(xie)健(jian)康(kang)告(gao)知(zhi)的(de)技(ji)巧(qiao)有(you)哪(na)些(xie)？下(xia)麵(mian)小(xiao)編(bian)就(jiu)簡(jian)單(dan)介(jie)紹(shao)下(xia)。 ...

買mai保bao險xian，繞rao不bu開kai的de是shi需xu要yao健jian康kang告gao知zhi。無wu論lun你ni是shi在zai網wang上shang買mai保bao險xian，還hai是shi在zai線xian下xia找zhao代dai理li人ren買mai保bao險xian，都dou需xu要yao健jian康kang告gao知zhi。然ran而er現xian實shi情qing況kuang是shi很hen多duo人ren麵mian對dui健jian康kang告gao知zhi要yao麼me根gen本ben沒mei有you耐nai心xin看kan稀xi裏li糊hu塗tu亂luan填tian，要yao麼me根gen本ben不bu知zhi道dao怎zen麼me正zheng確que健jian康kang告gao知zhi。今jin天tian小xiao編bian...

國guo內nei保bao險xian代dai理li人ren的de職zhi業ye素su質zhi參can差cha不bu齊qi，很hen多duo時shi候hou為wei了le提ti升sheng業ye績ji，在zai消xiao費fei者zhe填tian寫xie健jian康kang告gao知zhi書shu的de時shi候hou，會hui告gao訴su消xiao費fei者zhe隱yin瞞man病bing情qing填tian寫xie健jian康kang告gao知zhi書shu，這zhe麼me做zuo問wen題ti不bu大da，隻zhi要yao保bao單dan簽qian訂ding過guo了le兩liang年nian，隱yin瞞man病bing情qing照zhao樣yang能neng賠pei。那na麼me健jian康kang告gao知zhi書shu是shi什shen麼me東dong...

baoxianxingyedejingzhengfeichangjilie，henduoxinchulaidebaoxiangongsidouxiangqiangzhanyifenshichang，danshizhenzhengnengjianchixialaibingdaigeixiaofeizhehaochanpindegongsibingbuduo。qizhongjiuyoujiagongsi，dancongmingzishanglaikanjiuyouyuandayuanjing

，tajiushibainianrenshou。bainianrenshouzai2009年就成立了...