大(da)家(jia)在(zai)購(gou)買(mai)健(jian)康(kang)險(xian)的(de)時(shi)候(hou)應(ying)該(gai)都(dou)會(hui)注(zhu)意(yi)到(dao)，如(ru)果(guo)想(xiang)成(cheng)功(gong)購(gou)買(mai)這(zhe)類(lei)產(chan)品(pin)
，那(na)麼(me)首(shou)先(xian)第(di)一(yi)點(dian)就(jiu)是(shi)要(yao)通(tong)過(guo)健(jian)康(kang)告(gao)知(zhi)，那(na)麼(me)問(wen)題(ti)就(jiu)來(lai)了(le)，這(zhe)個(ge)健(jian)康(kang)告(gao)知(zhi)到(dao)底(di)有(you)哪(na)些(xie)作(zuo)用(yong)呢(ne)
？又(you)有(you)哪(na)些(xie)種(zhong)類(lei)呢(ne)？感(gan)興(xing)趣(qu)的(de)朋(peng)友(you)可(ke)以(yi)跟(gen)多(duo)保(bao)魚(yu)小(xiao)編(bian)一(yi)起(qi)來(lai)了(le)解(jie)一(yi)下(xia)...

dajiadouzhidaozaigoumaizhongjixiandeshihoushixuyaojiankanggaozhide，zhiyouchenggongtongguobaoxiangongsishenhecainengsuanshichenggonggoumailezhongjixian。henduorenbuzhidaozhongjixiandejiankanggaozhidaodiyounaxie，baoxiangongsidaodihuishenhexiaofeizhedenaxiedifang，huibuhuijianzhatoubaorendejiatingbingshine...

fangaixian
，shiyikuanzhuanmenbaozhangaizhengdebaoxian，henduomaibulezhongjixiandepengyouhuozheduiaizhengbijiaokanzhongdepengyoudouhuikaolvta。jintianxiaobianjiulaifenxiangyigeguanyufangaixiandeanli，yiqilaikankan。 真實案例 2015年1月，武漢的劉女士時年51歲，由於...

​投tou保bao人ren身shen保bao險xian的de時shi候hou健jian康kang告gao知zhi是shi非fei常chang重zhong要yao的de，很hen多duo朋peng友you卻que不bu以yi為wei然ran
，認ren為wei不bu如ru實shi告gao知zhi也ye沒mei多duo大da的de事shi
，照zhao樣yang能neng成cheng功gong投tou保bao，等deng到dao理li賠pei被bei拒ju的de時shi候hou

，此ci時shi說shuo什shen麼me都dou晚wan了le。我wo們men千qian萬wan不bu要yao小xiao看kan健jian康kang告gao知zhi
，保bao險xian之zhi所suo以yi會hui拒ju賠pei，很hen大da一yi部bu分fen原yuan...

初次接觸保險的朋友應該都有這樣的發現：保bao險xian合he同tong厚hou的de像xiang一yi本ben書shu。如ru何he看kan懂dong保bao險xian合he同tong呢ne

？今jin天tian小xiao編bian就jiu和he大da家jia聊liao聊liao保bao險xian合he同tong內nei的de幾ji個ge重zhong要yao的de時shi間jian，這zhe些xie時shi間jian對dui於yu理li解jie保bao險xian合he同tong有you重zhong要yao的de幫bang助zhu，一yi起qi來lai看kan看kan。 保障期 保單為被保...

購(gou)買(mai)過(guo)重(zhong)疾(ji)險(xian)的(de)朋(peng)友(you)應(ying)該(gai)都(dou)知(zhi)道(dao)，在(zai)投(tou)保(bao)前(qian)是(shi)需(xu)要(yao)健(jian)康(kang)告(gao)知(zhi)的(de)，隻(zhi)有(you)身(shen)體(ti)狀(zhuang)況(kuang)滿(man)足(zu)條(tiao)件(jian)才(cai)能(neng)成(cheng)功(gong)投(tou)保(bao)。但(dan)在(zai)這(zhe)個(ge)社(she)會(hui)裏(li)

，工(gong)作(zuo)家(jia)庭(ting)的(de)壓(ya)力(li)會(hui)導(dao)致(zhi)很(hen)多(duo)消(xiao)費(fei)者(zhe)身(shen)體(ti)狀(zhuang)況(kuang)不(bu)佳(jia)，導(dao)致(zhi)無(wu)法(fa)通(tong)過(guo)健(jian)康(kang)告(gao)知(zhi)
，難(nan)道(dao)這(zhe)樣(yang)就(jiu)不(bu)能(neng)購(gou)買(mai)嗎(ma)？並(bing)不(bu)是(shi)...

dajiadouzhidaozaigoumaibaoxianchanpinqian，youqishijiankangxian，tongchangdoushixuyaojiankanggaozhide，zhiyoutongguojiankanggaozhi，cainengchenggongtoubao。yibanlaishuo，shimianshangdabufenbaoxianchanpindejiankanggaozhidouhuiyousuochabie，kenengyoudejibingzaizhekuanchanpinshijubaode，danzaiqitachanpinshike...

dajiazaigoumaibaoxianchanpindeshihou
，yidingyaotebiezhuyibaoxianhetong。yinweiqiandingbaoxianhetongshizhenggegoumaiguochengzhongzuizhongyaodeyigebufen，ruguozaicanbaohouxianghouhui，namejiuzhinengtuibaole。zaiyouyuqineihainengjieshou，zhishaotuihaisuoyoudebaofei，danshiruguozaiyouyuqihoucaitui...

youyuxianzaikexuejishudebuduanfazhan，xiandairenzaishenghuohegongzuoshangshiyulaiyulibukaishoujihediannaole。suiranshuoshoujidiannaozheleigaokejichanpinnengrangdajiadeshenghuogengjiafangbian，danshiyaozhidaochangshijiandedingzhedianzipingmushihuiduiyanjingzaochengshanghaide。congmuqianwoguozhegezhunianshang...

yiliaoxiandajiadouzhidaoshizhuanmenbaoxiaoyiliaofeiyongdeyileibaoxianchanpin
，danshixuyaozhuyidewentiyeyouhenduo，birushuomianpeiebijiaogao
，xubaowentideng。qizhongguanyuxubaowentishixiaofeizhezuirongyifancuodeyidian，jintianduobaoyuxiaobianjiugendajialaifenxiyixiazaixubaoshixuyaozhuyi...

henduorenzaigoumaibaoxiandeshihou，doushixuanzezijigeizijitoubao，suoyitoubaorenhebeibaorendoushiyigeren，zhejiuranghenduoxiaofeizhechanshengyigecuojiao，yiweitoubaorenhebeibaorenshiyiyangde，danqishizheliangzhezhijianhaishicunzaiyouhenduochabiede，juticunzaiyounaxiequbie
，xiamianjiu...

dajiazaigoumaijiankangxiandeshihoudouhuiyudaodeyijianshi，yeshigoumaichenggongdeyigeqianti，najiushijiankanggaozhi。henduorenzhidaojiankanggaozhihenzhongyao，danshiquebuzhidaojiankanggaozhiyoujizhong，weishenmeyaorushigaozhi
？jintianjiurangduobaoyuxiaobiangeidajialaijiandanfenxiyixia。 一
、...

最近有讀者朋友來向小編詢問“最(zui)近(jin)想(xiang)買(mai)一(yi)份(fen)醫(yi)療(liao)險(xian)
，但(dan)是(shi)不(bu)知(zhi)道(dao)該(gai)怎(zen)麼(me)投(tou)保(bao)，在(zai)健(jian)康(kang)告(gao)知(zhi)的(de)時(shi)候(hou)需(xu)不(bu)需(xu)要(yao)把(ba)之(zhi)前(qian)所(suo)有(you)的(de)病(bing)史(shi)都(dou)說(shuo)一(yi)遍(bian)，怕(pa)被(bei)查(zha)到(dao)之(zhi)前(qian)有(you)生(sheng)病(bing)

，最(zui)後(hou)不(bu)能(neng)理(li)賠(pei)。”其實關於這點，大家可以盡管放心，保險公司查人...

現(xian)在(zai)隨(sui)著(zhe)消(xiao)費(fei)者(zhe)保(bao)險(xian)意(yi)識(shi)的(de)逐(zhu)漸(jian)增(zeng)強(qiang)
，很(hen)多(duo)人(ren)在(zai)購(gou)買(mai)保(bao)險(xian)產(chan)品(pin)上(shang)更(geng)加(jia)帶(dai)有(you)主(zhu)動(dong)性(xing)
，但(dan)是(shi)在(zai)購(gou)買(mai)保(bao)險(xian)產(chan)品(pin)的(de)時(shi)候(hou)也(ye)會(hui)遇(yu)到(dao)各(ge)種(zhong)各(ge)樣(yang)的(de)問(wen)題(ti)，比(bi)如(ru)說(shuo)在(zai)購(gou)買(mai)健(jian)康(kang)險(xian)的(de)時(shi)候(hou)遇(yu)到(dao)的(de)健(jian)康(kang)告(gao)知(zhi)問(wen)題(ti)。就(jiu)會(hui)有(you)部(bu)分(fen)人(ren)因(yin)為(wei)不(bu)懂(dong)如(ru)何(he)填(tian)寫(xie)
，導(dao)致(zhi)最(zui)...

市(shi)麵(mian)上(shang)大(da)部(bu)分(fen)的(de)醫(yi)療(liao)險(xian)和(he)意(yi)外(wai)險(xian)都(dou)是(shi)短(duan)期(qi)的(de)保(bao)險(xian)產(chan)品(pin)

，隻(zhi)有(you)短(duan)短(duan)一(yi)年(nian)的(de)保(bao)期(qi)，在(zai)保(bao)險(xian)期(qi)滿(man)後(hou)就(jiu)需(xu)要(yao)續(xu)保(bao)。但(dan)是(shi)意(yi)外(wai)險(xian)和(he)醫(yi)療(liao)險(xian)有(you)一(yi)個(ge)很(hen)大(da)的(de)不(bu)同(tong)，那(na)就(jiu)是(shi)在(zai)投(tou)保(bao)時(shi)不(bu)需(xu)要(yao)健(jian)康(kang)告(gao)知(zhi)
，即(ji)便(bian)帶(dai)有(you)疾(ji)病(bing)也(ye)能(neng)投(tou)保(bao)。那(na)麼(me)這(zhe)裏(li)就(jiu)有(you)一(yi)個(ge)問(wen)題(ti)...

購(gou)買(mai)健(jian)康(kang)險(xian)的(de)時(shi)候(hou)大(da)家(jia)應(ying)該(gai)都(dou)會(hui)接(jie)觸(chu)到(dao)健(jian)康(kang)告(gao)知(zhi)，隻(zhi)有(you)通(tong)過(guo)健(jian)康(kang)告(gao)知(zhi)才(cai)能(neng)投(tou)保(bao)，但(dan)是(shi)很(hen)多(duo)人(ren)不(bu)知(zhi)道(dao)即(ji)便(bian)身(shen)體(ti)有(you)異(yi)常(chang)也(ye)可(ke)以(yi)購(gou)買(mai)保(bao)險(xian)，保(bao)險(xian)健(jian)康(kang)告(gao)知(zhi)並(bing)不(bu)隻(zhi)有(you)通(tong)過(guo)和(he)拒(ju)保(bao)兩(liang)種(zhong)。還(hai)有(you)很(hen)多(duo)核(he)保(bao)結(jie)論(lun)
，具(ju)體(ti)來(lai)了(le)解(jie)一(yi)下(xia)。 一、什麼叫...

購(gou)買(mai)商(shang)業(ye)保(bao)險(xian)的(de)時(shi)候(hou)
，最(zui)需(xu)要(yao)注(zhu)意(yi)的(de)是(shi)什(shen)麼(me)呢(ne)

？那(na)就(jiu)是(shi)簽(qian)訂(ding)保(bao)險(xian)合(he)同(tong)了(le)，因(yin)為(wei)一(yi)旦(dan)簽(qian)下(xia)去(qu)，就(jiu)代(dai)表(biao)自(zi)己(ji)已(yi)經(jing)認(ren)同(tong)合(he)同(tong)裏(li)的(de)所(suo)有(you)條(tiao)款(kuan)，之(zhi)後(hou)理(li)賠(pei)或(huo)者(zhe)收(shou)益(yi)都(dou)是(shi)要(yao)根(gen)據(ju)合(he)同(tong)來(lai)說(shuo)話(hua)。很(hen)多(duo)人(ren)知(zhi)道(dao)合(he)同(tong)非(fei)常(chang)有(you)用(yong)
，但(dan)是(shi)奈(nai)何(he)保(bao)險(xian)合(he)同(tong)實(shi)在(zai)太(tai)...

xianzaiyouyudajiadebaoxianyishikaishitisheng

，henduorendoukaishigoumaiqilebaoxianchanpin，qizhongxiaoliangzuihaodejiushijiankangxian，bijinghuanshangjibinghou，zhiliaofeiyongdoushikaotajinxingbaoxiaode。danshizaitoubaojiankangxiandeshihou，henduorendoufaxianlezhemeyidian，bixuyaotongguojiankanggaozhicai...

保(bao)險(xian)行(xing)業(ye)的(de)水(shui)是(shi)比(bi)較(jiao)深(shen)的(de)，很(hen)多(duo)東(dong)西(xi)即(ji)便(bian)是(shi)保(bao)險(xian)銷(xiao)售(shou)員(yuan)都(dou)搞(gao)不(bu)懂(dong)，更(geng)何(he)況(kuang)剛(gang)接(jie)觸(chu)的(de)消(xiao)費(fei)者(zhe)。這(zhe)不(bu)最(zui)近(jin)就(jiu)有(you)讀(du)者(zhe)朋(peng)友(you)向(xiang)多(duo)保(bao)魚(yu)小(xiao)編(bian)詢(xun)問(wen)
，保(bao)險(xian)單(dan)和(he)保(bao)險(xian)合(he)同(tong)是(shi)不(bu)是(shi)同(tong)一(yi)個(ge)東(dong)西(xi)，他(ta)們(men)之(zhi)間(jian)有(you)什(shen)麼(me)差(cha)別(bie)呢(ne)？下(xia)麵(mian)就(jiu)跟(gen)著(zhe)多(duo)保(bao)魚(yu)小(xiao)編(bian)一(yi)起(qi)來(lai)...

很(hen)多(duo)朋(peng)友(you)都(dou)有(you)買(mai)保(bao)險(xian)的(de)意(yi)識(shi)，也(ye)樂(le)意(yi)去(qu)買(mai)保(bao)險(xian)，但(dan)是(shi)投(tou)保(bao)的(de)時(shi)候(hou)很(hen)大(da)意(yi)，隨(sui)便(bian)買(mai)了(le)一(yi)份(fen)放(fang)在(zai)那(na)裏(li)就(jiu)不(bu)管(guan)了(le)，以(yi)致(zhi)出(chu)險(xian)需(xu)要(yao)理(li)賠(pei)的(de)時(shi)候(hou)，才(cai)發(fa)現(xian)自(zi)己(ji)投(tou)保(bao)的(de)時(shi)候(hou)沒(mei)有(you)如(ru)實(shi)告(gao)知(zhi)身(shen)體(ti)健(jian)康(kang)情(qing)況(kuang)或(huo)者(zhe)沒(mei)有(you)仔(zai)細(xi)看(kan)保(bao)險(xian)的(de)合(he)同(tong)內(nei)容(rong)
，要(yao)知(zhi)道(dao)這(zhe)...