保險應不應該購買

對(dui)像(xiang)我(wo)們(men)一(yi)樣(yang)的(de)從(cong)事(shi)保(bao)險(xian)行(xing)業(ye)的(de)人(ren)來(lai)說(shuo)
，遇(yu)到(dao)的(de)形(xing)形(xing)色(se)色(se)的(de)肯(ken)定(ding)肯(ken)定(ding)是(shi)很(hen)多(duo)的(de)

，畢(bi)竟(jing)多(duo)保(bao)魚(yu)小(xiao)編(bian)天(tian)天(tian)在(zai)網(wang)上(shang)寫(xie)文(wen)章(zhang)，給(gei)各(ge)位(wei)看(kan)官(guan)消(xiao)費(fei)設(she)計(ji)適(shi)合(he)自(zi)己(ji)的(de)獨(du)特(te)的(de)保(bao)險(xian)內(nei)容(rong)，然(ran)而(er)如(ru)果(guo)按(an)照(zhao)最(zui)簡(jian)單(dan)的(de)方(fang)法(fa)，可(ke)以(yi)把(ba)所(suo)接(jie)觸(chu)的(de)人(ren)分(fen)為(wei)兩(liang)類(lei)：買了保險的人和沒買保險的人。

1. 買了保險沒出事

萬幸有人覺得用“萬幸”zhegecibuheshi
，yinweizhejiuxiangdangyumaibaoxiandeqianlangfeidiaole。zheyinggaishibushaoyibufenrendexiangfa，raner，zheshijishangshiyizhongyongsudexiangfa，jinqianqinenghepinganxiangtibinglun
？shishishang，yishengpinganshisuoyourendoukewangdeshiqing。mailebaoxianmeichushi，yinggaicongliangfangmianlailijie：首先是這類人有很好的未雨綢繆的意識，提前購買了保險

，讓自己無後顧之憂地去奮鬥；其次
，買了保險卻沒有用上，應該是一件幸運的事，因為不用承受意外和疾病的折磨。

2. 買了保險出事了

慶幸這是多數買保險的人都會遇到的事情，也是保險的意義和價值所在——讓(rang)普(pu)通(tong)人(ren)通(tong)過(guo)支(zhi)付(fu)一(yi)小(xiao)部(bu)分(fen)金(jin)錢(qian)
，獲(huo)得(de)一(yi)筆(bi)較(jiao)大(da)的(de)風(feng)險(xian)抵(di)抗(kang)金(jin)，把(ba)風(feng)險(xian)轉(zhuan)嫁(jia)給(gei)保(bao)險(xian)公(gong)司(si)。不(bu)管(guan)是(shi)意(yi)外(wai)還(hai)是(shi)疾(ji)病(bing)，保(bao)險(xian)這(zhe)個(ge)後(hou)盾(dun)都(dou)可(ke)以(yi)很(hen)好(hao)地(di)將(jiang)其(qi)化(hua)解(jie)，從(cong)而(er)讓(rang)購(gou)買(mai)保(bao)險(xian)的(de)人(ren)安(an)心(xin)從(cong)容(rong)地(di)應(ying)對(dui)生(sheng)活(huo)，不(bu)必(bi)擔(dan)心(xin)會(hui)給(gei)家(jia)庭(ting)造(zao)成(cheng)負(fu)擔(dan)。可(ke)以(yi)說(shuo)

，一(yi)個(ge)人(ren)擁(yong)有(you)良(liang)好(hao)的(de)保(bao)險(xian)意(yi)識(shi)，繼(ji)而(er)購(gou)買(mai)了(le)保(bao)險(xian)，就(jiu)相(xiang)當(dang)於(yu)為(wei)自(zi)己(ji)和(he)家(jia)人(ren)都(dou)撐(cheng)起(qi)了(le)保(bao)護(hu)傘(san)。

3. 沒買保險沒出事

jiaoxingrenyouyigetedian
，najiushizongxiwanghaoshifashengzaizijishenshang，zongrenweidaomeideshibuhuijiangdaozijitoushang。shishishang，shenghuozhongshihuiyouyixiebijiaoxingyunderen，biruouermaiyicicaipiaozhongdajiangderen，huozhenaxieyishengmeizaoyuzhongbingzhemoderen。yinweiyunqihao，tamenkeyiqingsongdidedaoputongrenwufadedaodehenduodongxi。youyixierenduibaoxiancunzaiwujie
，yincimeiyougoumaibaoxian，dantamenbijiaoxingyun，zaipingpingananzhongduguoleyisheng。jinguanruci，womenquebunengquxiaofangtamen，yinweiwomenbuyidingyeshinagexingyuner，yidanmeimaibaoxianyoubuxingdezhongbing，womenhennanzuodaobutuoleijiating。

4. 沒買保險出事了

buxingjinguanrenrenneixindoukeqiuyishengpingan
，ranerzhedoushigerendexiangfa。henduoshihou
，henduoshiqingdefashengdoushibuyirendeyizhiweizhuanyide。yushi

，shenghuozhongjiuyoulehenduodeyihanhebuxing。birubuxingfashengyiwai
，birudelezhongbingmeiqianyizhi……suiranbaoxianwufazuzhiyiwaihejibingdefasheng
，dantanengjiangdiyincierlaidesunshi，ranghenduoshiqingbuhuiyinweiyiwaihejibingbeidaluan，zhexieshiqingbaokuohaizidejiaoyujin
，fumudeyanglaojindengdeng。

suoyirenshiyizhonghenmaodundeshengwu，chushiqianhuixianqibaoxiandeduoyu
，huijiaodebaofeitaigui。dandangyiwaizhendejianglindaozijishenshang


，youwubihouhuimeiyoubanlibaoxian
，baozhangzijidejiankang。suoyiduobaoyuxiaobianjianyi，meihuwudouyaoyouyikuanjiandandebaozhengzijidejiankangdebaoxian。